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This startling study about Holualoa, Hawaii Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Holualoa, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Holualoa, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Holualoa 4 Beds, 3 Baths, 2640 sqft $580,000 $82
Waimea 2 Beds, 1 Bath, 1,600 sqft $374,000 $55
Kalaoa 2 Beds, 1 Bath, 1,550 sqft $315,000 $72
Puako 4 Beds, 2 Baths, 2,850 sqft $671,000 $141
Kona 2 Beds, 1 Bath, 1,330 sqft $257,000 $43
Honalo 3 Beds, 1 Bath, 1,400 sqft $429,000 $55
Hawi 3 Beds, 1 Bath, 1,860 sqft $451,000 $75
Hilo 3 Beds, 1 Bath, 2,150 sqft $545,000 $90
Paauilo 3 Beds, 1 Bath, 1,350 sqft $447,000 $49
Pahala 4 Beds, 3 Baths, 2,480 sqft $684,000 $105
Kukuihaele 3 Beds, 2 Baths, 1,710 sqft $421,000 $70
Kohala 3 Beds, 2 Baths, 1,870 sqft $313,000 $50
Laupahoehoe 3 Beds, 1 Bath, 2,150 sqft $469,000 $90
Kapaau 4 Beds, 2 Baths, 3,210 sqft $664,000 $120
Napoopoo 2 Beds, 1 Bath, 1,430 sqft $403,000 $52
Kona 2 Beds, 1 Bath, 1,460 sqft $304,000 $73
Holualoa 4 Beds, 2 Baths, 2,050 sqft $335,000 $90
Waiohinu 4 Beds, 1 Bath, 2,750 sqft $531,000 $80
Discovery Harbour 3 Beds, 2 Baths, 1,930 sqft $441,000 $119
Honokaa 3 Beds, 2 Baths, 1,260 sqft $386,000 $84
Volcano 3 Beds, 2 Baths, 1,470 sqft $255,000 $108

If your Holualoa, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Holualoa:

Claim Typical Claim Amount
SMOKE $20,500
DOG BITE (LIABILITY) $29,500
FIRE $106,500

Your Holualoa, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Lance Matsumura, 75-240 nani kailua dr ste 12, Kailua Kona, HI, 96740-2074 808-329-6486
  • Allstate: Budar Insurance Agency, 75-5722 kuakini hwy ste 101, Kailua Kona, HI, 96740 (808) 326-1125

Your Background Impacts Your Home Insurance Quotes

Here is a list of Holualoa, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 No Pets, Smoker $1,500
Part Time Job 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $710
Full Time Job 650-699 Credit Score $50 to $75,000 2 Pets, Non-Smoker $490