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The variables explained here drive your Waikele, Hawaii Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Waikele, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Waikele, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Waikele 3 Beds, 1 Bath, 1300 sqft $238,000 $59
Ko Olina 4 Beds, 2 Baths, 1,720 sqft $331,000 $67
Laie 3 Beds, 2 Baths, 2,090 sqft $536,000 $68
Maunawili 4 Beds, 1 Bath, 1,980 sqft $495,000 $110
Wahiawa 3 Beds, 2 Baths, 1,920 sqft $313,000 $97
Heeia 3 Beds, 1 Bath, 1,350 sqft $196,000 $77
Waialua 3 Beds, 1 Bath, 2,290 sqft $633,000 $63
Halawa 4 Beds, 2 Baths, 1,910 sqft $282,000 $86
Makaha 2 Beds, 1 Bath, 1,720 sqft $260,000 $71
Hickam Housing 2 Beds, 1 Bath, 1,220 sqft $159,000 $38
Waipahu 2 Beds, 1 Bath, 1,420 sqft $304,000 $60
Aiea 2 Beds, 1 Bath, 1,480 sqft $210,000 $48
Pearl City 3 Beds, 1 Bath, 1,570 sqft $354,000 $63
Kailua 4 Beds, 2 Baths, 2,530 sqft $487,000 $50
Ewa Beach 3 Beds, 2 Baths, 2,090 sqft $422,000 $54
Koolauloa 2 Beds, 1 Bath, 1,380 sqft $327,000 $57
Ewa 4 Beds, 3 Baths, 1,660 sqft $211,000 $51
Waikele 2 Beds, 1 Bath, 1,790 sqft $316,000 $98
Kapolei 2 Beds, 1 Bath, 1,460 sqft $267,000 $55
Kaneohe Station 2 Beds, 1 Bath, 1,120 sqft $220,000 $32
Hauula 3 Beds, 2 Baths, 2,050 sqft $611,000 $68

If your Waikele, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Waikele:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $48,000
FIRE $106,500
SMOKE $20,500

Your Waikele, HI insurance agent (see examples below) can help with your claims.

  • Liberty Mutual: Ashley Kekaualua Lutcf, 711 kapiolani blvd ste 1100, Honolulu, HI, 96813 1-808-589-8920
  • State Farm: Doug Kam-Young, 2841 kaonawai pl, Honolulu, HI, 96822-1812 808-988-7011
  • Allstate: Dan Y.W. Au Hoy, 931 university ave ste 108, Honolulu, HI, 96826 (808) 944-1854
  • Liberty Mutual Independent: King & Neel Inc, 1164 bishop st ste 1710, Honolulu, HI, 96813 808-521-8311
  • Travelers: Insurance Associates Inc, 800 bethel street suite 200, Honolulu, HI, 96813 808-538-6938

Your Background Impacts Your Home Insurance Quotes

Here is a list of Waikele, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $640
Retired 650-699 Credit Score <$25,000 3 Pets, Smoker $850
Freelancer Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $1,140