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Gain useful knowledge on Lihue, Hawaii Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Lihue, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lihue, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lihue 2 Beds, 1 Bath, 1340 sqft $355,000 $54
Kekaha 2 Beds, 1 Bath, 1,550 sqft $474,000 $67
Hanapepe 2 Beds, 1 Bath, 1,420 sqft $478,000 $44
Omao 3 Beds, 1 Bath, 1,500 sqft $361,000 $71
Wailua Homesteads 2 Beds, 1 Bath, 1,550 sqft $537,000 $69
Lihue 2 Beds, 1 Bath, 1,140 sqft $262,000 $37
Wainiha 2 Beds, 1 Bath, 1,410 sqft $227,000 $41
Kalaheo 3 Beds, 2 Baths, 2,250 sqft $639,000 $130
Puhi 3 Beds, 1 Bath, 2,370 sqft $836,000 $154
Poipu 3 Beds, 1 Bath, 2,180 sqft $536,000 $103
Lawai 3 Beds, 2 Baths, 1,960 sqft $511,000 $109
Anahola 3 Beds, 2 Baths, 2,160 sqft $383,000 $59
Haena 2 Beds, 1 Bath, 1,470 sqft $275,000 $92
Waimea 2 Beds, 1 Bath, 1,240 sqft $247,000 $59
Kaumakani 3 Beds, 2 Baths, 1,580 sqft $431,000 $88
Wailua 3 Beds, 1 Bath, 1,480 sqft $348,000 $59
Princeville 2 Beds, 1 Bath, 970 sqft $317,000 $61
Poipu 3 Beds, 1 Bath, 1,930 sqft $264,000 $103
Kapaa 2 Beds, 1 Bath, 1,690 sqft $236,000 $65
Kalihiwai 3 Beds, 1 Bath, 1,280 sqft $320,000 $66
Kalaheo 3 Beds, 2 Baths, 1,980 sqft $549,000 $127

If your Lihue, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lihue:

Claim Typical Claim Amount
WATER DAMAGE $7,500
FIRE $106,500
FREEZING WATER (INCLUDES BURSTING PIPES) $48,000

Your Lihue, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Darrellyn Lemke, 4-1593 kuhio hwy, Kapaa, HI, 96746-1831 808-822-7335
  • Allstate: Bradley Maruyama, 4491 rice st ste 101, Lihue, HI, 96766 (808) 246-2665
  • State Farm: Mike Martinez, 4-831 kuhio hwy ste 426 # c5, Kapaa, HI, 96746-1574 808-821-2630
  • State Farm: Skip Koenig, 4491 kolopa st, Lihue, HI, 96766-2021 808-632-0406
  • State Farm: Eric Kaneda, 2970 haleko rd ste 106, Lihue, HI, 96766-1380 808-245-3554

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lihue, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income 1 Pet, Smoker $400
Full Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $570
Unemployed Up to 499 Credit Score No Income More than 3 Pets at home, Non-Smoker $990