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Check out some must see numbers behind your Kailua, Hawaii Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Kailua, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kailua, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kailua 3 Beds, 2 Baths, 2150 sqft $960,000 $177
Koolauloa 3 Beds, 2 Baths, 1,290 sqft $315,000 $49
Waimanalo 3 Beds, 1 Bath, 1,290 sqft $380,000 $73
Waipio Acres 5 Beds, 4 Baths, 2,700 sqft $1,134,000 $190
Makaha 5 Beds, 1 Bath, 4,430 sqft $1,278,000 $235
Heeia 4 Beds, 2 Baths, 2,400 sqft $967,000 $285
Loch Estate 3 Beds, 2 Baths, 1,340 sqft $493,000 $87
Nanakuli 3 Beds, 1 Bath, 1,490 sqft $506,000 $115
Ewa Gentry 5 Beds, 1 Bath, 3,220 sqft $1,036,000 $129
Kahuku 5 Beds, 4 Baths, 2,400 sqft $548,000 $81
Mililani Mauka 3 Beds, 2 Baths, 2,160 sqft $812,000 $128
Mokuleia 3 Beds, 2 Baths, 2,240 sqft $677,000 $219
Ahuimanu 5 Beds, 3 Baths, 3,990 sqft $1,837,000 $285
Kualapuu 5 Beds, 1 Bath, 3,310 sqft $1,681,000 $229
Mililani Town 5 Beds, 4 Baths, 4,250 sqft $1,852,000 $219
Maunawili 2 Beds, 1 Bath, 930 sqft $207,000 $51
Punaluu 2 Beds, 1 Bath, 1,480 sqft $594,000 $133
Aiea 3 Beds, 2 Baths, 1,570 sqft $648,000 $84
Waimalu 3 Beds, 2 Baths, 2,090 sqft $970,000 $139
Pupukea 5 Beds, 4 Baths, 3,170 sqft $1,197,000 $156
Kawela Bay 2 Beds, 1 Bath, 1,470 sqft $412,000 $85

If your Kailua, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kailua:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
SMOKE $20,500
FREEZING WATER (INCLUDES BURSTING PIPES) $48,000

Your Kailua, HI insurance agent (see examples below) can help with your claims.

  • Travelers: Insurance Associates Inc, 800 bethel st #200, Honolulu, HI, 96813
  • Liberty Mutual: Ashley Kekaualua Lutcf, 711 kapiolani blvd ste 1100, Honolulu, HI, 96813 1-808-589-8920
  • State Farm: Dennis M Sumimoto, 94-229 waipahu dp st ste 201, Waipahu, HI, 96797-3032 808-677-0098
  • Allstate: Daniel Dennis, 95-1095 ainamakua dr ste 3, Mililani Town, HI, 96789 (808) 626-2788
  • Liberty Mutual Independent: King & Neel Inc, 1164 bishop st #1710, Honolulu, HI, 96813

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kailua, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $370
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $600
Unemployed 600-649 Credit Score No Income 1 Pet, Non-Smoker $1,340