Read amazing research on Hawaii County, Hawaii Home Insurance Rates which will help keep your rates really cheap.
Here is a list of replacement costs & home insurance for Hawaii County, HI & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Hawaii County | 3 Beds, 1 Bath, 1740 sqft | $349,000 | $41 |
| Halaula | 3 Beds, 1 Bath, 2,110 sqft | $370,000 | $74 |
| Pahoa | 3 Beds, 1 Bath, 1,770 sqft | $370,000 | $49 |
| Eden Roc | 2 Beds, 1 Bath, 1,730 sqft | $386,000 | $75 |
| Kalapana | 2 Beds, 1 Bath, 1,370 sqft | $218,000 | $48 |
| Papaikou | 2 Beds, 1 Bath, 1,530 sqft | $304,000 | $55 |
| Kapaau | 4 Beds, 3 Baths, 2,340 sqft | $319,000 | $73 |
| Hawi | 4 Beds, 3 Baths, 2,920 sqft | $550,000 | $66 |
| Fern Acres | 2 Beds, 1 Bath, 1,320 sqft | $219,000 | $34 |
| Waiohinu | 3 Beds, 2 Baths, 1,790 sqft | $210,000 | $44 |
| Napoopoo | 3 Beds, 1 Bath, 1,470 sqft | $303,000 | $97 |
| Honomu | 3 Beds, 2 Baths, 1,850 sqft | $435,000 | $81 |
| Holualoa | 2 Beds, 1 Bath, 1,800 sqft | $388,000 | $38 |
| Fern Forest | 2 Beds, 1 Bath, 1,040 sqft | $188,000 | $33 |
| Wainaku | 2 Beds, 1 Bath, 1,220 sqft | $169,000 | $46 |
| Orchidlands Estates | 3 Beds, 2 Baths, 1,820 sqft | $273,000 | $70 |
| Kukuihaele | 4 Beds, 3 Baths, 1,790 sqft | $391,000 | $43 |
| Laupahoehoe | 3 Beds, 1 Bath, 1,350 sqft | $232,000 | $34 |
| Nanawale Estates | 4 Beds, 3 Baths, 1,760 sqft | $407,000 | $46 |
| Waimea | 4 Beds, 2 Baths, 2,760 sqft | $332,000 | $92 |
| Mountain View | 2 Beds, 1 Bath, 1,330 sqft | $145,000 | $34 |
Here are some typical claims filed in Hawaii County:
| Claim | Typical Claim Amount |
|---|---|
| PHYSICAL DAMAGE | $4,000 |
| WATER DAMAGE | $7,500 |
| WIND | $7,000 |
Your Hawaii County, HI insurance agent (see examples below) can help with your claims.
Here is a list of Hawaii County, HI homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 800-850 Credit Score | No Income | 2 Pets, Non-Smoker | $620 |
| Full Time Job | Up to 499 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $310 |
| Part Time Job | 650-699 Credit Score | $25 to 50,000 | No Pets, Non-Smoker | $30 |