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This startling study about Edmeston, NY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Edmeston, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Edmeston, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Edmeston 2 Beds, 1 Bath, 940 sqft $64,000 $35
Lebanon 2 Beds, 1 Bath, 1,340 sqft $102,000 $83
Plainfield 2 Beds, 1 Bath, 1,490 sqft $125,000 $77
Coventry 3 Beds, 1 Bath, 2,210 sqft $119,000 $102
Richmondville 4 Beds, 3 Baths, 3,050 sqft $272,000 $131
Holland Patent 4 Beds, 2 Baths, 1,810 sqft $133,000 $86
Middleburgh 3 Beds, 2 Baths, 1,620 sqft $99,000 $57
Laurens 4 Beds, 2 Baths, 2,540 sqft $147,000 $208
Pittsfield 4 Beds, 3 Baths, 3,120 sqft $170,000 $116
Clayville 4 Beds, 3 Baths, 3,320 sqft $223,000 $136
Oxford 4 Beds, 1 Bath, 2,480 sqft $199,000 $129
Seward 3 Beds, 2 Baths, 2,200 sqft $187,000 $116
Middlefield 4 Beds, 3 Baths, 2,930 sqft $245,000 $114
Hamden 3 Beds, 2 Baths, 1,540 sqft $90,000 $90
Sullivan 2 Beds, 1 Bath, 960 sqft $81,000 $53
Truxton 2 Beds, 1 Bath, 1,090 sqft $82,000 $42
Milford 2 Beds, 1 Bath, 1,280 sqft $96,000 $61
Cincinnatus 3 Beds, 2 Baths, 1,890 sqft $145,000 $96
Norwich 2 Beds, 1 Bath, 1,540 sqft $76,000 $86
Afton 4 Beds, 3 Baths, 3,290 sqft $259,000 $168
Vienna 4 Beds, 1 Bath, 3,130 sqft $213,000 $122

If your Edmeston, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Edmeston:

Claim Typical Claim Amount
WATER DAMAGE $1,000
WIND $3,500
PHYSICAL DAMAGE $1,500

Your Edmeston, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bob Putnam Agency Inc, 106 chestnut street, Cooperstown, NY, 13326-1405 (607) 547-5444
  • Liberty Mutual Independent: Gates Cole Associates Inc-Cherry Valley, 10 main street , Cherry Valley, NY, 13320
  • Travelers: Gates Cole Associates Inc, 372 west main st, West Winfield, NY, 13491 315-822-6336
  • State Farm: Wayne Emmons, 6129 state highway 12, Norwich, NY, 13815-2503 607-334-4222
  • Allstate: Gates Cole Assoc, 55 e main st, Norwich, NY, 13815 (607) 334-3204

Your Background Impacts Your Home Insurance Quotes

Here is a list of Edmeston, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $490
Part Time Job 800-850 Credit Score <$25,000 No Pets, Smoker $1,190
Full Time Job 550-599 Credit Score $50 to $75,000 1 Pet, Non-Smoker $140