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The variables explained here drive your Butternuts, NY Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Butternuts, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Butternuts, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Butternuts 3 Beds, 2 Baths, 1260 sqft $114,000 $88
Hartwick 2 Beds, 1 Bath, 1,520 sqft $142,000 $78
Frankfort 2 Beds, 1 Bath, 1,770 sqft $148,000 $137
Marathon 3 Beds, 2 Baths, 2,030 sqft $112,000 $162
West Winfield 2 Beds, 1 Bath, 910 sqft $48,000 $41
Sherrill 4 Beds, 3 Baths, 2,510 sqft $209,000 $128
Herkimer 2 Beds, 1 Bath, 1,320 sqft $83,000 $51
Oxford 4 Beds, 2 Baths, 2,740 sqft $251,000 $91
Gilboa 4 Beds, 3 Baths, 1,780 sqft $193,000 $97
Plymouth 3 Beds, 2 Baths, 2,000 sqft $197,000 $143
Warren 2 Beds, 1 Bath, 1,690 sqft $125,000 $105
Smithfield 3 Beds, 1 Bath, 2,090 sqft $118,000 $137
Oriskany Falls 3 Beds, 2 Baths, 1,670 sqft $115,000 $76
Pitcher 3 Beds, 2 Baths, 1,470 sqft $107,000 $98
Wampsville 2 Beds, 1 Bath, 1,520 sqft $136,000 $82
Masonville 4 Beds, 3 Baths, 1,810 sqft $130,000 $92
Fabius 4 Beds, 2 Baths, 2,310 sqft $268,000 $153
Cuyler 4 Beds, 2 Baths, 2,200 sqft $149,000 $117
Prattsville 2 Beds, 1 Bath, 1,330 sqft $78,000 $67
Burlington 4 Beds, 3 Baths, 2,040 sqft $150,000 $93
Susquehanna Depot, PA 4 Beds, 3 Baths, 2,580 sqft $335,000 $103

If your Butternuts, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Butternuts:

Claim Typical Claim Amount
WIND $3,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
PHYSICAL DAMAGE $1,500

Your Butternuts, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Don Marsh Agency Inc, 75 chestnut st., Oneonta, NY, 13820-2408 (607) 432-8834
  • Liberty Mutual Independent: Gordon B Roberts Agency Inc, 22-26 watkins ave oneonta, City Of Oneonta, NY, 13820 (844) 754-7402
  • Travelers: Rinker Agency Llc, 191 main st, Afton, NY, 13730 (607) 639-1930
  • State Farm: Rose Smith, 288 state highway 7, Sidney, NY, 13838-2716 607-563-3533
  • Allstate: Gates-Cole Assoc, rts. 7&8 box 279, Sidney, NY, 13838 (607) 563-2171

Your Background Impacts Your Home Insurance Quotes

Here is a list of Butternuts, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $840
Freelancer Up to 499 Credit Score $100 to $150,000 No Pets, Smoker $1,340
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Smoker $580