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Read amazing research on Grafton, NY Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Grafton, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Grafton, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Grafton 3 Beds, 2 Baths, 1720 sqft $136,000 $129
Rupert, VT 2 Beds, 1 Bath, 1,480 sqft $199,000 $67
Valatie 3 Beds, 2 Baths, 1,350 sqft $168,000 $77
Rensselaer 4 Beds, 1 Bath, 1,730 sqft $236,000 $125
Schaghticoke 2 Beds, 1 Bath, 1,480 sqft $139,000 $132
Greenwich 4 Beds, 2 Baths, 1,860 sqft $135,000 $104
Hinsdale, MA 2 Beds, 1 Bath, 1,010 sqft $130,000 $48
Worthington, MA 3 Beds, 1 Bath, 2,390 sqft $181,000 $143
Halifax, VT 3 Beds, 1 Bath, 1,560 sqft $143,000 $77
Athens, VT 4 Beds, 2 Baths, 3,060 sqft $313,000 $157
Saratoga 4 Beds, 2 Baths, 2,500 sqft $326,000 $223
Brattleboro, VT 2 Beds, 1 Bath, 930 sqft $76,000 $56
Waterford 4 Beds, 2 Baths, 2,930 sqft $313,000 $325
Rowe, MA 3 Beds, 2 Baths, 2,360 sqft $213,000 $200
Colonie 4 Beds, 2 Baths, 2,550 sqft $229,000 $137
North Bennington, VT 4 Beds, 1 Bath, 3,340 sqft $246,000 $211
Winhall, VT 3 Beds, 1 Bath, 1,550 sqft $189,000 $124
Glenville 2 Beds, 1 Bath, 1,500 sqft $151,000 $80
Monroe, MA 2 Beds, 1 Bath, 1,490 sqft $154,000 $116
Copake 2 Beds, 1 Bath, 1,600 sqft $162,000 $138
Fonda 4 Beds, 2 Baths, 1,960 sqft $149,000 $141

If your Grafton, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Grafton:

Claim Typical Claim Amount
WIND $4,000
OPTIONAL COVERAGE LOSSES $1,000
PHYSICAL DAMAGE $1,500

Your Grafton, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Douglas A. Neil, 955 route 146, Clifton Park, NY, 12065 (518) 783-3311
  • Liberty Mutual Independent: Rose & Kiernan Inc, 99 troy rd ste 300 , East Greenbush, NY, 12061
  • Travelers: James J Houlihan Associates Inc, 333 hoosick st, Troy, NY, 12180 518-274-4470
  • Farmers: James Obrien], 601 watervliet shaker rd, Latham, NY, 12110 (518) 783-0100
  • Liberty Mutual: Christin Zorda, 3 lear jet lane, Latham, NY, 12110 1-518-782-2541

Your Background Impacts Your Home Insurance Quotes

Here is a list of Grafton, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score No Income 1 Pet, Smoker $510
Freelancer 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $310
Part Time Job 600-649 Credit Score $25 to 50,000 2 Pets, Non-Smoker $440