ogmer

The issues listed mainly affect Cumberland Head, NY Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Cumberland Head, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cumberland Head, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cumberland Head 4 Beds, 1 Bath, 3340 sqft $325,000 $187
Vergennes, VT 2 Beds, 1 Bath, 1,150 sqft $105,000 $71
Huntington, VT 2 Beds, 1 Bath, 1,670 sqft $190,000 $133
Richmond, VT 3 Beds, 1 Bath, 1,980 sqft $230,000 $159
Fairfield, VT 3 Beds, 2 Baths, 1,460 sqft $160,000 $155
Santa Clara 2 Beds, 1 Bath, 990 sqft $169,000 $74
Black Brook 2 Beds, 1 Bath, 1,180 sqft $121,000 $65
Buels, VT 2 Beds, 1 Bath, 1,790 sqft $246,000 $123
Bakersfield, VT 2 Beds, 1 Bath, 1,740 sqft $138,000 $155
Williston, VT 4 Beds, 2 Baths, 2,360 sqft $241,000 $273
South Burlington, VT 2 Beds, 1 Bath, 1,590 sqft $164,000 $160
St. Armand 4 Beds, 2 Baths, 2,530 sqft $332,000 $157
Cambridge, VT 2 Beds, 1 Bath, 970 sqft $100,000 $65
Sheldon, VT 2 Beds, 1 Bath, 1,010 sqft $85,000 $78
Elmore, VT 4 Beds, 3 Baths, 2,760 sqft $321,000 $165
Fayston, VT 4 Beds, 3 Baths, 2,340 sqft $283,000 $322
Bristol, VT 4 Beds, 1 Bath, 3,200 sqft $315,000 $338
Enosburg, VT 2 Beds, 1 Bath, 970 sqft $150,000 $63
Berkshire, VT 2 Beds, 1 Bath, 1,130 sqft $130,000 $94
Essex, VT 4 Beds, 3 Baths, 2,750 sqft $432,000 $159
Fletcher, VT 3 Beds, 1 Bath, 1,950 sqft $238,000 $135

If your Cumberland Head, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cumberland Head:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $1,000
WATER DAMAGE $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Cumberland Head, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Jared Jabaut Agency, 268 n main st, Saint Albans, VT, 5478 (802) 524-9100
  • Farmers: Donald Recore, 438 state route 3 ste 500, Plattsburgh, NY, 12901 (518) 324-7766
  • Travelers: Turnbaugh Insurance Agency Inc, 110 main st 3rd fl, Burlington, VT, 5401 802-862-1600
  • Liberty Mutual Independent: Nfp Property & Casualty Services, 553 roosevelt hwy ste 201, Colchester, VT, 5446 (802) 864-3333
  • State Farm: Jay Kerley, 144 boynton ave, Plattsburgh, NY, 12901-1292 518-561-4121

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cumberland Head, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 2 Pets, Smoker $500
Retired 800-850 Credit Score <$25,000 No Pets, Smoker $270
Part Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,840