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Some really great indicators on Harpersfield, NY Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Harpersfield, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harpersfield, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harpersfield 4 Beds, 2 Baths, 1730 sqft $207,000 $100
Voorheesville 2 Beds, 1 Bath, 1,320 sqft $140,000 $53
Princetown 3 Beds, 2 Baths, 2,310 sqft $291,000 $105
Milford 2 Beds, 1 Bath, 1,280 sqft $170,000 $137
Fort Johnson 4 Beds, 2 Baths, 2,820 sqft $312,000 $275
Margaretville 3 Beds, 1 Bath, 2,320 sqft $274,000 $160
Caroga 3 Beds, 1 Bath, 1,840 sqft $157,000 $140
Minden 3 Beds, 1 Bath, 1,930 sqft $183,000 $97
Cairo 3 Beds, 1 Bath, 1,540 sqft $179,000 $79
West Winfield 3 Beds, 2 Baths, 2,150 sqft $309,000 $111
Leeds 3 Beds, 1 Bath, 1,440 sqft $116,000 $87
Schenectady 2 Beds, 1 Bath, 1,300 sqft $119,000 $83
Afton 2 Beds, 1 Bath, 1,360 sqft $91,000 $67
Preston 2 Beds, 1 Bath, 1,110 sqft $111,000 $51
Middlefield 4 Beds, 3 Baths, 3,120 sqft $260,000 $93
Fleischmanns 4 Beds, 2 Baths, 2,470 sqft $195,000 $230
Nelliston 2 Beds, 1 Bath, 1,380 sqft $92,000 $61
Durham 2 Beds, 1 Bath, 1,020 sqft $80,000 $65
Sherburne 4 Beds, 1 Bath, 1,650 sqft $208,000 $106
Malden 4 Beds, 1 Bath, 2,240 sqft $167,000 $197
Fallsburg 4 Beds, 2 Baths, 2,320 sqft $234,000 $117

If your Harpersfield, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harpersfield:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
PHYSICAL DAMAGE $1,500
WIND $3,500

Your Harpersfield, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bob Putnam Agency Inc, 9556 rt 7 suite 2, Worcester, NY, 12197-2200 (607) 397-1999
  • Liberty Mutual Independent: Gordon B Roberts Agency Inc, 22-26 watkins ave, Oneonta, NY, 13820 607-432-2022
  • Travelers: Colonial Financial Services In, 106 elm st, Cobleskill, NY, 12043 518-234-3575
  • State Farm: Bill Ellis, 5375 state highway 7 ste 3, Oneonta, NY, 13820-2038 607-432-3910
  • Allstate: Sefcu Insurance Agy, 567 main st, Cobleskill, NY, 12043 (888) 250-6689

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harpersfield, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score <$25,000 2 Pets, Smoker $650
Part Time Job 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $1,270
Freelancer Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $700