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In Depth Analysis of Ancram, NY Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ancram, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ancram, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ancram 3 Beds, 2 Baths, 1330 sqft $266,000 $184
Windsor, CT 3 Beds, 2 Baths, 1,360 sqft $223,000 $132
Suffield Depot, CT 3 Beds, 2 Baths, 1,370 sqft $188,000 $125
Port Ewen 3 Beds, 1 Bath, 1,890 sqft $311,000 $162
Coxsackie 4 Beds, 2 Baths, 1,770 sqft $255,000 $130
Ancram 4 Beds, 2 Baths, 2,800 sqft $394,000 $442
Bethlehem 3 Beds, 1 Bath, 1,960 sqft $279,000 $269
Rosendale 4 Beds, 3 Baths, 2,240 sqft $272,000 $314
Sharon, CT 3 Beds, 2 Baths, 2,190 sqft $341,000 $145
Rhinecliff 3 Beds, 2 Baths, 1,270 sqft $126,000 $96
Marbletown 4 Beds, 1 Bath, 1,790 sqft $265,000 $90
New Paltz 4 Beds, 1 Bath, 2,060 sqft $171,000 $96
Brunswick 3 Beds, 1 Bath, 1,900 sqft $353,000 $175
Hillsdale 3 Beds, 1 Bath, 2,140 sqft $199,000 $149
Hyde Park 4 Beds, 2 Baths, 2,380 sqft $311,000 $164
Saugerties 2 Beds, 1 Bath, 1,000 sqft $135,000 $95
Salmon Brook, CT 4 Beds, 1 Bath, 2,770 sqft $357,000 $276
Walden 2 Beds, 1 Bath, 1,180 sqft $201,000 $105
Southwick, MA 2 Beds, 1 Bath, 1,800 sqft $186,000 $109
Albany 4 Beds, 2 Baths, 2,350 sqft $312,000 $127
Malden 3 Beds, 2 Baths, 1,530 sqft $208,000 $113

If your Ancram, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ancram:

Claim Typical Claim Amount
WIND $3,500
PHYSICAL DAMAGE $1,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Ancram, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Charles L. Quick, 45 front st, Milbrook, NY, 12545 (845) 677-5653
  • Liberty Mutual Independent: Dowden Agency Inc, 6635 route 9, Rhinebeck, NY, 12572 (845) 876-4831
  • Travelers: Porto Agency, 332 main st, Catskill, NY, 12414 518-943-3980
  • State Farm: Laura Squillante, 269 fairview ave, Hudson, NY, 12534-1210 518-822-8888
  • Allstate: Newberry Ins Agcy, 96 main street, North Canaan, CT, 6018 (860) 824-0711

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ancram, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $790
Unemployed 800-850 Credit Score No Income 2 Pets, Non-Smoker $2,950
Retired 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $800