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This startling study about Bloomfield, NY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Bloomfield, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bloomfield, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bloomfield 2 Beds, 1 Bath, 1730 sqft $106,000 $96
Farmington 3 Beds, 1 Bath, 2,370 sqft $199,000 $114
Geneseo 3 Beds, 2 Baths, 1,410 sqft $154,000 $143
Nunda 3 Beds, 1 Bath, 1,540 sqft $106,000 $74
Webster 2 Beds, 1 Bath, 1,770 sqft $134,000 $98
Sweden 4 Beds, 3 Baths, 1,810 sqft $160,000 $140
Sterling 3 Beds, 1 Bath, 1,270 sqft $91,000 $57
Hornellsville 4 Beds, 2 Baths, 1,710 sqft $184,000 $83
Murray 2 Beds, 1 Bath, 1,520 sqft $128,000 $92
Sparta 2 Beds, 1 Bath, 1,410 sqft $145,000 $127
Port Gibson 3 Beds, 1 Bath, 1,630 sqft $163,000 $111
Crystal Beach 3 Beds, 1 Bath, 2,130 sqft $223,000 $124
Jerusalem 2 Beds, 1 Bath, 1,590 sqft $96,000 $93
Milo 3 Beds, 2 Baths, 1,470 sqft $152,000 $80
Victor 2 Beds, 1 Bath, 1,070 sqft $65,000 $55
Fair Haven 4 Beds, 2 Baths, 1,720 sqft $143,000 $78
Corfu 3 Beds, 2 Baths, 1,680 sqft $127,000 $77
Bradford 2 Beds, 1 Bath, 1,160 sqft $109,000 $74
Covert 3 Beds, 2 Baths, 1,250 sqft $124,000 $44
Wethersfield 4 Beds, 3 Baths, 2,950 sqft $228,000 $136
Galen 3 Beds, 1 Bath, 1,430 sqft $144,000 $75

If your Bloomfield, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bloomfield:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Bloomfield, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Karen Bortnick Agency, 95 allens creek rd ste 316, Rochester, NY, 14618 (585) 271-7683
  • Liberty Mutual Independent: The Flanders Group, 2850 clover street, Pittsford, NY, 14534 585-381-8070
  • Travelers: Alexander Insurance Agency Inc, 315 alexander street, Rochester, NY, 14604 585-232-8221
  • Farmers: Blevins Insurance Agcy Inc, 1892 winton rd s ste 140, Rochester, NY, 14618 (585) 613-0894
  • Liberty Mutual: Anna Schultz, 135 corporate woods ste 380, Rochester, NY, 14623 1-585-424-6050

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bloomfield, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $860
Retired 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $1,070
Unemployed 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $850