ogmer

This startling study about Cherry Valley, NY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Cherry Valley, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cherry Valley, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cherry Valley 4 Beds, 1 Bath, 2870 sqft $274,000 $226
Seward 3 Beds, 1 Bath, 1,830 sqft $149,000 $138
West End 2 Beds, 1 Bath, 1,320 sqft $149,000 $108
Middleburgh 4 Beds, 3 Baths, 3,380 sqft $292,000 $121
Exeter 2 Beds, 1 Bath, 1,620 sqft $135,000 $67
German Flatts 2 Beds, 1 Bath, 1,150 sqft $96,000 $59
Ames 3 Beds, 2 Baths, 1,950 sqft $150,000 $119
Springfield 5 Beds, 1 Bath, 1,670 sqft $120,000 $142
Berne 3 Beds, 2 Baths, 1,990 sqft $228,000 $109
Russia 2 Beds, 1 Bath, 1,440 sqft $128,000 $101
Scotia 3 Beds, 2 Baths, 1,240 sqft $95,000 $66
Duane Lake 4 Beds, 2 Baths, 3,290 sqft $206,000 $217
Dolgeville 2 Beds, 1 Bath, 1,200 sqft $72,000 $74
Middleville 5 Beds, 3 Baths, 2,420 sqft $218,000 $119
Sherburne 2 Beds, 1 Bath, 1,780 sqft $113,000 $75
Carlisle 5 Beds, 2 Baths, 2,060 sqft $220,000 $133
Whitestown 3 Beds, 2 Baths, 1,270 sqft $98,000 $68
Canajoharie 4 Beds, 2 Baths, 3,200 sqft $300,000 $219
Westerlo 2 Beds, 1 Bath, 1,800 sqft $167,000 $80
Guilderland 4 Beds, 3 Baths, 3,340 sqft $239,000 $243
Stockbridge 3 Beds, 2 Baths, 1,940 sqft $217,000 $129

If your Cherry Valley, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cherry Valley:

Claim Typical Claim Amount
WATER DAMAGE $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
OPTIONAL COVERAGE LOSSES $1,000

Your Cherry Valley, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bob Putnam Agency Inc, 9556 rt 7 suite 2, Worcester, NY, 12197-2200 (607) 397-1999
  • Liberty Mutual Independent: Hearn Agency, 209 erie blvd, Canajoharie, NY, 13317 518-673-3263
  • Travelers: Sefcu Insurance Agency, 396 e state st, Herkimer, NY, 13350 315-866-6868
  • State Farm: Nancy Persse Langdon, 2628 state highway 30a, Fonda, NY, 12068-5954 518-853-3623
  • Allstate: Shults Agency, 3 canal st, Fort Plain, NY, 13339 (518) 993-2387

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cherry Valley, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $730
Freelancer 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $1,130
Part Time Job 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $190