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This startling study about Danube, NY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Danube, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Danube, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Danube 4 Beds, 1 Bath, 2560 sqft $144,000 $116
Middlefield 4 Beds, 1 Bath, 3,260 sqft $191,000 $193
Princetown 3 Beds, 2 Baths, 2,050 sqft $96,000 $51
Marcy 3 Beds, 2 Baths, 1,670 sqft $99,000 $60
Stark 4 Beds, 2 Baths, 3,330 sqft $191,000 $265
Worcester 4 Beds, 3 Baths, 3,260 sqft $257,000 $181
Holland Patent 4 Beds, 3 Baths, 2,360 sqft $171,000 $94
Galway 3 Beds, 1 Bath, 1,770 sqft $126,000 $85
Schuyler 3 Beds, 2 Baths, 1,340 sqft $53,000 $54
Roseboom 2 Beds, 1 Bath, 1,790 sqft $88,000 $56
Harpersfield 2 Beds, 1 Bath, 1,690 sqft $63,000 $70
Deerfield 4 Beds, 1 Bath, 2,480 sqft $100,000 $108
Franklin 4 Beds, 2 Baths, 1,760 sqft $97,000 $37
Roxbury 2 Beds, 1 Bath, 1,570 sqft $128,000 $90
Corinth 4 Beds, 3 Baths, 1,990 sqft $135,000 $146
Glen 4 Beds, 2 Baths, 3,040 sqft $212,000 $95
Rensselaerville 2 Beds, 1 Bath, 1,780 sqft $105,000 $65
Hagaman 2 Beds, 1 Bath, 1,230 sqft $72,000 $45
Danube 3 Beds, 2 Baths, 1,730 sqft $100,000 $47
Western 4 Beds, 1 Bath, 1,680 sqft $85,000 $61
Middleville 3 Beds, 2 Baths, 2,150 sqft $189,000 $99

If your Danube, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Danube:

Claim Typical Claim Amount
WIND $3,500
OPTIONAL COVERAGE LOSSES $1,000
WATER DAMAGE $1,000

Your Danube, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Don Marsh Agency Inc, 142 main st, Richfield Springs, NY, 13439 (315) 858-0805
  • Farmers: Joanna Marshall, 2769 state route 51, Ilion, NY, 13357 (315) 895-4609
  • Travelers: Hbe Group Inc, 6 slawson st, Dolgeville, NY, 13329 (315) 429-3181
  • Liberty Mutual Independent: Day Scarafile & Read Inc, 125 otsego street, Ilion, NY, 13357 (315)274-3109
  • State Farm: Scott Grates, 205 w main st, Ilion, NY, 13357-1509 315-894-2886

Your Background Impacts Your Home Insurance Quotes

Here is a list of Danube, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $550
Unemployed 750-799 Credit Score No Income 1 Pet, Non-Smoker $170
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $760