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Read amazing research on Alma, NY Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Alma, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Alma, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Alma 3 Beds, 1 Bath, 1370 sqft $48,000 $35
Grove 2 Beds, 1 Bath, 1,270 sqft $40,000 $44
Kane, PA 4 Beds, 1 Bath, 2,130 sqft $87,000 $63
Websters Crossing 2 Beds, 1 Bath, 1,160 sqft $50,000 $36
Limestone 2 Beds, 1 Bath, 1,170 sqft $56,000 $30
Roulette, PA 4 Beds, 3 Baths, 2,760 sqft $89,000 $89
Mount Jewett, PA 4 Beds, 3 Baths, 2,040 sqft $111,000 $95
Hamlin, PA 3 Beds, 2 Baths, 1,510 sqft $73,000 $46
Jones, PA 2 Beds, 1 Bath, 1,510 sqft $92,000 $45
Foster Brook, PA 2 Beds, 1 Bath, 1,320 sqft $37,000 $53
Chatham, PA 3 Beds, 2 Baths, 2,310 sqft $87,000 $78
Foster, PA 2 Beds, 1 Bath, 1,220 sqft $51,000 $49
Arcade 4 Beds, 3 Baths, 1,690 sqft $60,000 $44
Lime Lake 2 Beds, 1 Bath, 1,330 sqft $52,000 $54
Ulysses, PA 3 Beds, 2 Baths, 1,720 sqft $70,000 $67
Osceola, PA 2 Beds, 1 Bath, 1,130 sqft $35,000 $39
Eagle 4 Beds, 2 Baths, 2,280 sqft $117,000 $82
Jasper 3 Beds, 1 Bath, 1,960 sqft $144,000 $66
Gang Mills 2 Beds, 1 Bath, 910 sqft $44,000 $26
West Almond 2 Beds, 1 Bath, 1,610 sqft $88,000 $83
Burns 4 Beds, 2 Baths, 2,870 sqft $168,000 $87

If your Alma, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Alma:

Claim Typical Claim Amount
WATER DAMAGE $1,500
PHYSICAL DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,000

Your Alma, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Drake G Morse, 114 n main st, Coudersport, PA, 16915 (814) 274-7930
  • Farmers: Daniel Austin, 340 ceres rd, Shinglehouse, PA, 16748 (814) 697-6444
  • Travelers: Petruzzi Ins Agency Llc, 193 main st, Eldred, PA, 16731 814-225-3271
  • Liberty Mutual Independent: Richardson & Stout Inc, 80 n main st, Wellsville, NY, 14895 (585) 593-4296
  • State Farm: Jeff Wilcox, 770 n main st, Coudersport, PA, 16915-1723 814-274-8221

Your Background Impacts Your Home Insurance Quotes

Here is a list of Alma, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $50 to $75,000 3 Pets, Smoker $110
Unemployed 800-850 Credit Score <$25,000 No Pets, Non-Smoker $970
Part Time Job 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,000