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This fantastic information on Dexter, NY Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Dexter, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Dexter, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Dexter 4 Beds, 3 Baths, 2000 sqft $127,000 $98
Champion 2 Beds, 1 Bath, 1,240 sqft $70,000 $45
Evans Mills 4 Beds, 2 Baths, 1,720 sqft $102,000 $128
West Monroe 2 Beds, 1 Bath, 1,540 sqft $101,000 $84
Lyonsdale 2 Beds, 1 Bath, 1,590 sqft $93,000 $56
Rossie 4 Beds, 2 Baths, 2,190 sqft $127,000 $146
Chaumont 4 Beds, 1 Bath, 2,810 sqft $146,000 $91
Amboy 4 Beds, 3 Baths, 2,330 sqft $131,000 $87
Rodman 4 Beds, 3 Baths, 1,940 sqft $152,000 $122
Theresa 2 Beds, 1 Bath, 1,330 sqft $78,000 $55
Thousand Island Park 2 Beds, 1 Bath, 910 sqft $52,000 $45
Edwards 2 Beds, 1 Bath, 1,420 sqft $92,000 $74
Calcium 3 Beds, 1 Bath, 1,420 sqft $92,000 $77
Orwell 3 Beds, 2 Baths, 1,210 sqft $96,000 $71
Diana 4 Beds, 2 Baths, 2,010 sqft $197,000 $144
La Fargeville 3 Beds, 1 Bath, 1,760 sqft $71,000 $98
Lowville 2 Beds, 1 Bath, 1,380 sqft $113,000 $73
Orleans 2 Beds, 1 Bath, 1,160 sqft $96,000 $63
Rutland 2 Beds, 1 Bath, 1,170 sqft $74,000 $78
Felts Mills 3 Beds, 2 Baths, 1,460 sqft $91,000 $112
Fort Drum 3 Beds, 1 Bath, 2,150 sqft $173,000 $107

If your Dexter, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Dexter:

Claim Typical Claim Amount
WIND $3,500
OPTIONAL COVERAGE LOSSES $1,000
PHYSICAL DAMAGE $1,500

Your Dexter, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Sherry Ayen, 21101 nys route 12f ste 7, Watertown, NY, 13601-5324 (315) 782-5688
  • Farmers: Jacob Exford, 146 arsenal st ste 2, Watertown, NY, 13601 (315) 405-8229
  • Travelers: D K Conklin Insurance Agency, 1150 holcomb st, Watertown, NY, 13601 315-779-8422
  • Liberty Mutual Independent: Affordable Mclaughlin & Kehoe Agency, 40 public sq, Watertown, NY, 13601
  • GEICO: Mark Smith, 1063 arsenal street, Watertown, NY, 13601 (315) 221-2886

Your Background Impacts Your Home Insurance Quotes

Here is a list of Dexter, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,000
Unemployed 800-850 Credit Score No Income No Pets, Non-Smoker $810
Retired 700-749 Credit Score <$25,000 1 Pet, Smoker $1,120