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The variables explained here drive your Clarksville, NY Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Clarksville, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clarksville, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clarksville 2 Beds, 1 Bath, 1330 sqft $84,000 $33
Genesee Falls 2 Beds, 1 Bath, 1,610 sqft $108,000 $73
Howard 2 Beds, 1 Bath, 1,610 sqft $85,000 $96
Billington Heights 3 Beds, 1 Bath, 1,950 sqft $118,000 $84
Wilcox, PA 3 Beds, 2 Baths, 1,660 sqft $132,000 $75
Conesus 3 Beds, 1 Bath, 1,800 sqft $75,000 $59
Kysorville 3 Beds, 2 Baths, 2,270 sqft $112,000 $149
Cattaraugus 2 Beds, 1 Bath, 1,320 sqft $42,000 $30
Portage 2 Beds, 1 Bath, 1,210 sqft $47,000 $30
Dansville 2 Beds, 1 Bath, 1,530 sqft $114,000 $77
East Otto 3 Beds, 2 Baths, 1,940 sqft $100,000 $93
Cherry Creek 2 Beds, 1 Bath, 1,450 sqft $79,000 $52
Olean 2 Beds, 1 Bath, 990 sqft $39,000 $49
Galeton, PA 3 Beds, 1 Bath, 1,700 sqft $53,000 $50
Kennedy 2 Beds, 1 Bath, 1,690 sqft $78,000 $71
Bingham, PA 2 Beds, 1 Bath, 1,410 sqft $79,000 $51
Lyndon 3 Beds, 2 Baths, 2,150 sqft $106,000 $80
Russell, PA 3 Beds, 2 Baths, 1,990 sqft $120,000 $101
Strykersville 3 Beds, 2 Baths, 1,710 sqft $115,000 $70
Orangeville 2 Beds, 1 Bath, 1,540 sqft $103,000 $67
Perry 2 Beds, 1 Bath, 1,060 sqft $65,000 $48

If your Clarksville, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clarksville:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
PHYSICAL DAMAGE $1,500

Your Clarksville, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Benjamin Hollamby Agency, 32 s main st, Portville, NY, 14770 (716) 933-7864
  • Farmers: Janice Randall, 206 main st, Olean, NY, 14760 (716) 790-8299
  • Travelers: Iroquois Of Georgia Inc, 406 w state st, Olean, NY, 14760 330-606-6556
  • Liberty Mutual Independent: Richardson & Stout Inc, 80 n main st, Wellsville, NY, 14895 (585) 593-4296
  • State Farm: Mike Conroy, 414 w state st, Olean, NY, 14760-2542 716-372-0314

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clarksville, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $150
Full Time Job 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $470
Retired 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $830