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The variables explained here drive your Alexandria Bay, NY Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Alexandria Bay, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Alexandria Bay, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Alexandria Bay 4 Beds, 1 Bath, 3070 sqft $164,000 $155
Natural Bridge 3 Beds, 2 Baths, 1,290 sqft $59,000 $41
Calcium 2 Beds, 1 Bath, 1,550 sqft $118,000 $106
Waddington 2 Beds, 1 Bath, 1,580 sqft $95,000 $71
De Kalb 2 Beds, 1 Bath, 1,530 sqft $114,000 $105
Henderson 4 Beds, 3 Baths, 2,860 sqft $197,000 $105
Watson 2 Beds, 1 Bath, 1,290 sqft $89,000 $67
Montague 2 Beds, 1 Bath, 920 sqft $77,000 $54
Hammond 2 Beds, 1 Bath, 1,400 sqft $85,000 $81
Great Bend 3 Beds, 2 Baths, 2,000 sqft $140,000 $117
La Fargeville 3 Beds, 1 Bath, 1,400 sqft $98,000 $53
Diana 3 Beds, 1 Bath, 2,330 sqft $175,000 $64
Watertown 2 Beds, 1 Bath, 1,170 sqft $97,000 $67
Pierrepont Manor 2 Beds, 1 Bath, 1,210 sqft $108,000 $68
West Carthage 3 Beds, 2 Baths, 1,200 sqft $88,000 $73
Clare 4 Beds, 1 Bath, 2,500 sqft $245,000 $191
Hailesboro 3 Beds, 1 Bath, 2,400 sqft $184,000 $138
Belleville 2 Beds, 1 Bath, 1,400 sqft $90,000 $42
Thousand Island Park 4 Beds, 3 Baths, 2,570 sqft $172,000 $90
Black River 2 Beds, 1 Bath, 990 sqft $67,000 $53
New Bremen 3 Beds, 2 Baths, 1,400 sqft $99,000 $58

If your Alexandria Bay, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Alexandria Bay:

Claim Typical Claim Amount
WATER DAMAGE $1,000
WIND $3,500
PHYSICAL DAMAGE $1,500

Your Alexandria Bay, NY insurance agent (see examples below) can help with your claims.

  • Travelers: L P Thompson Ins Agcy, 6 n main st, Hammond, NY, 13646 315-324-5852
  • Erie: Grant E Dier Inc, 351 james st, Clayton, NY, 13624 315-686-5161
  • Allstate: Oldsville Agency, 853 james st, Clayton, NY, 13624 (315) 686-7097
  • Liberty Mutual Independent: Thousand Islands Agency, 853 james st, Clayton, NY, 13624 (315) 686-5536
  • Erie: Grant E Dier Inc, 351 james street, Clayton, NY, 13624

Your Background Impacts Your Home Insurance Quotes

Here is a list of Alexandria Bay, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $50 to $75,000 2 Pets, Smoker $60
Freelancer 600-649 Credit Score >$150,000 More than 3 Pets at home, Smoker $210
Unemployed 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $860