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Read amazing research on Castile, NY Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Castile, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Castile, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Castile 3 Beds, 1 Bath, 2310 sqft $108,000 $75
Olean 3 Beds, 1 Bath, 1,210 sqft $88,000 $46
Gaines 2 Beds, 1 Bath, 1,400 sqft $72,000 $70
Jasper 4 Beds, 3 Baths, 2,460 sqft $194,000 $86
Lockport 3 Beds, 1 Bath, 1,520 sqft $98,000 $71
Parma 2 Beds, 1 Bath, 1,510 sqft $112,000 $84
Oil Springs 4 Beds, 3 Baths, 2,030 sqft $166,000 $96
Persia 3 Beds, 1 Bath, 1,610 sqft $91,000 $98
Avon 4 Beds, 3 Baths, 2,870 sqft $208,000 $96
Cameron 3 Beds, 1 Bath, 2,050 sqft $86,000 $135
Dalton 3 Beds, 2 Baths, 1,850 sqft $102,000 $80
Naples 4 Beds, 2 Baths, 3,400 sqft $281,000 $178
Clarence Center 2 Beds, 1 Bath, 1,180 sqft $51,000 $33
Java 2 Beds, 1 Bath, 1,370 sqft $52,000 $60
Royalton 3 Beds, 2 Baths, 2,350 sqft $172,000 $94
Clarence 2 Beds, 1 Bath, 1,480 sqft $102,000 $48
St. Bonaventure 3 Beds, 1 Bath, 2,380 sqft $133,000 $173
West Valley 4 Beds, 1 Bath, 2,760 sqft $139,000 $115
South Bristol 3 Beds, 2 Baths, 1,510 sqft $71,000 $53
Byersville 3 Beds, 2 Baths, 1,400 sqft $52,000 $45
York 4 Beds, 3 Baths, 2,900 sqft $124,000 $128

If your Castile, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Castile:

Claim Typical Claim Amount
WIND $3,500
PHYSICAL DAMAGE $1,500
WATER DAMAGE $1,000

Your Castile, NY insurance agent (see examples below) can help with your claims.

  • Travelers: Livingston Ins Agcy Inc, 4638 genesee street, Geneseo, NY, 14454 585-243-0260
  • State Farm: Lisa Cottone, 57 e south st, Geneseo, NY, 14454-1379 585-243-0680
  • Erie: Long Agency Inc, 6 chapel street, Mount Morris, NY, 14510
  • Allstate: John W Chanler Agy, 128 main st, Geneseo, NY, 14454 (585) 243-5520
  • Nationwide: Dean C Clark, 146 franklin st, Dansville, NY, 14437-1036 (585) 335-3270

Your Background Impacts Your Home Insurance Quotes

Here is a list of Castile, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $1,350
Full Time Job Up to 499 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $610
Part Time Job 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $260