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Read about what causes changes in your Elma Center, NY Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Elma Center, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elma Center, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elma Center 4 Beds, 1 Bath, 2060 sqft $189,000 $211
Hunt 2 Beds, 1 Bath, 1,550 sqft $141,000 $180
West Sparta 3 Beds, 1 Bath, 1,540 sqft $129,000 $77
Byersville 2 Beds, 1 Bath, 1,640 sqft $247,000 $188
Silver Creek 3 Beds, 1 Bath, 1,800 sqft $169,000 $200
Conesus Hamlet 4 Beds, 2 Baths, 3,250 sqft $356,000 $215
Wethersfield 3 Beds, 1 Bath, 2,240 sqft $290,000 $128
Lakeville 2 Beds, 1 Bath, 1,200 sqft $103,000 $96
Gainesville 2 Beds, 1 Bath, 940 sqft $110,000 $118
Ridgeway 3 Beds, 2 Baths, 1,790 sqft $224,000 $126
Grandyle Village 2 Beds, 1 Bath, 1,360 sqft $174,000 $101
Byron 4 Beds, 2 Baths, 1,930 sqft $154,000 $92
Leicester 4 Beds, 2 Baths, 3,030 sqft $262,000 $153
Clarkson 3 Beds, 1 Bath, 1,250 sqft $137,000 $95
Persia 4 Beds, 3 Baths, 1,630 sqft $201,000 $146
Bergen 4 Beds, 3 Baths, 2,710 sqft $245,000 $153
Ashford 2 Beds, 1 Bath, 1,320 sqft $171,000 $77
Alden 3 Beds, 1 Bath, 1,740 sqft $185,000 $166
Wheatland 4 Beds, 2 Baths, 2,260 sqft $289,000 $187
Colden 2 Beds, 1 Bath, 1,420 sqft $214,000 $164
Scottsville 2 Beds, 1 Bath, 1,770 sqft $189,000 $143

If your Elma Center, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elma Center:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
WIND $3,500
WATER DAMAGE $1,000

Your Elma Center, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Marylou L. Gallego, 572 amherst st, Buffalo, NY, 14207 (716) 854-2800
  • Farmers: Larry Acker, 664 niagara falls blvd, North Tonawanda, NY, 14120 (716) 260-1076
  • Travelers: E T Clauss & Company Inc, 735 delaware ave, Buffalo, NY, 14209 716-886-6600
  • Liberty Mutual Independent: Moses Group Inc, 5475 main st, Williamsville, NY, 14221 716-634-1212
  • Liberty Mutual: Damien Lawrence, 400 essjay rd suite 300, Williamsville, NY, 14221 1-716-631-9140

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elma Center, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score >$150,000 2 Pets, Non-Smoker $1,620
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $1,460
Unemployed 600-649 Credit Score No Income No Pets, Non-Smoker $2,550