The issues listed mainly affect Cato, NY Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Cato, NY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Cato | 3 Beds, 2 Baths, 1900 sqft | $169,000 | $126 |
| Cortland | 3 Beds, 2 Baths, 2,020 sqft | $182,000 | $107 |
| Jerusalem | 2 Beds, 1 Bath, 1,100 sqft | $72,000 | $59 |
| Wampsville | 2 Beds, 1 Bath, 1,110 sqft | $73,000 | $55 |
| Walworth | 3 Beds, 2 Baths, 2,000 sqft | $150,000 | $75 |
| Preble | 2 Beds, 1 Bath, 960 sqft | $84,000 | $61 |
| Aurelius | 2 Beds, 1 Bath, 1,300 sqft | $92,000 | $64 |
| Onondaga | 4 Beds, 3 Baths, 1,990 sqft | $174,000 | $151 |
| Village Green | 3 Beds, 2 Baths, 2,060 sqft | $190,000 | $140 |
| Freeville | 2 Beds, 1 Bath, 1,310 sqft | $89,000 | $41 |
| Clyde | 2 Beds, 1 Bath, 1,130 sqft | $93,000 | $41 |
| Webster | 3 Beds, 1 Bath, 1,380 sqft | $133,000 | $98 |
| Central Square | 2 Beds, 1 Bath, 1,770 sqft | $155,000 | $61 |
| County subdivisions not defined | 4 Beds, 3 Baths, 1,690 sqft | $141,000 | $107 |
| Perinton | 3 Beds, 1 Bath, 1,440 sqft | $130,000 | $82 |
| Verona | 2 Beds, 1 Bath, 1,620 sqft | $101,000 | $74 |
| Cazenovia | 2 Beds, 1 Bath, 1,140 sqft | $95,000 | $59 |
| Lincoln | 2 Beds, 1 Bath, 1,690 sqft | $92,000 | $97 |
| Lenox | 4 Beds, 2 Baths, 2,130 sqft | $217,000 | $142 |
| Butler | 3 Beds, 2 Baths, 1,780 sqft | $147,000 | $76 |
| Palmyra | 3 Beds, 1 Bath, 2,140 sqft | $234,000 | $163 |
Here are some typical claims filed in Cato:
| Claim | Typical Claim Amount |
|---|---|
| MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY | $1,000 |
| PHYSICAL DAMAGE | $1,500 |
| OPTIONAL COVERAGE LOSSES | $1,000 |
Your Cato, NY insurance agent (see examples below) can help with your claims.
Here is a list of Cato, NY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 800-850 Credit Score | <$25,000 | 2 Pets, Smoker | $980 |
| Full Time Job | 550-599 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $180 |
| Retired | 700-749 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $1,680 |