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In Depth Analysis of Chateaugay, NY Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Chateaugay, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Chateaugay, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Chateaugay 4 Beds, 1 Bath, 2780 sqft $175,000 $66
Constable 4 Beds, 3 Baths, 2,810 sqft $148,000 $204
Bombay 3 Beds, 1 Bath, 1,900 sqft $121,000 $128
Burke 3 Beds, 2 Baths, 2,280 sqft $175,000 $104
Moira 3 Beds, 2 Baths, 1,850 sqft $149,000 $116
Brasher 4 Beds, 3 Baths, 2,460 sqft $121,000 $105
South Hero, VT 2 Beds, 1 Bath, 1,060 sqft $63,000 $70
Malone 2 Beds, 1 Bath, 1,010 sqft $61,000 $50
Winthrop 2 Beds, 1 Bath, 1,360 sqft $109,000 $72
St. Regis Mohawk 2 Beds, 1 Bath, 1,030 sqft $65,000 $54
Bangor 2 Beds, 1 Bath, 980 sqft $51,000 $41
Black Brook 2 Beds, 1 Bath, 1,630 sqft $85,000 $80
Cumberland Head 2 Beds, 1 Bath, 1,390 sqft $104,000 $55
Jay 3 Beds, 1 Bath, 2,250 sqft $127,000 $91
Isle La Motte, VT 4 Beds, 2 Baths, 2,700 sqft $131,000 $128
Dannemora 2 Beds, 1 Bath, 1,680 sqft $77,000 $72
Mooers 4 Beds, 2 Baths, 2,890 sqft $154,000 $118
Santa Clara 3 Beds, 2 Baths, 2,250 sqft $130,000 $55
Fort Covington Hamlet 4 Beds, 2 Baths, 1,750 sqft $108,000 $90
Brushton 2 Beds, 1 Bath, 1,470 sqft $73,000 $78
Colchester, VT 2 Beds, 1 Bath, 1,050 sqft $55,000 $48

If your Chateaugay, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Chateaugay:

Claim Typical Claim Amount
WATER DAMAGE $1,000
OPTIONAL COVERAGE LOSSES $1,000
PHYSICAL DAMAGE $1,500

Your Chateaugay, NY insurance agent (see examples below) can help with your claims.

  • Travelers: Kenneth J Karleskent Inc, 380 w main st, Malone, NY, 12953 518-483-2441
  • Allstate: Patrick Kowalczyk, 336 w main st, Malone, NY, 12953 (518) 483-0650
  • Nationwide: Marc T Lashomb, 410 east main street, Malone, NY, 12953-2100 (518) 483-3598
  • Liberty Mutual Independent: King Clark Co. Inc, 3415 state route 11, Malone, NY, 12953 (518) 483-3280
  • Travelers: Labarge Agency Inc, 5049 route 11, Ellenburg Depot, NY, 12935 518-594-3935

Your Background Impacts Your Home Insurance Quotes

Here is a list of Chateaugay, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $850
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $240
Freelancer Up to 499 Credit Score $100 to $150,000 1 Pet, Non-Smoker $260