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Understand never seen data about Floyd, NY Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Floyd, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Floyd, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Floyd 4 Beds, 3 Baths, 1760 sqft $91,000 $115
Oriskany Falls 4 Beds, 3 Baths, 2,150 sqft $131,000 $122
Frankfort 3 Beds, 1 Bath, 1,370 sqft $64,000 $52
Brookfield 2 Beds, 1 Bath, 1,140 sqft $93,000 $80
Smyrna 2 Beds, 1 Bath, 1,640 sqft $125,000 $79
Morehouse 2 Beds, 1 Bath, 1,630 sqft $95,000 $75
Springfield 4 Beds, 1 Bath, 1,660 sqft $101,000 $110
Lee 2 Beds, 1 Bath, 1,140 sqft $96,000 $82
Sherrill 3 Beds, 2 Baths, 1,490 sqft $152,000 $109
Yorkville 4 Beds, 2 Baths, 2,660 sqft $124,000 $69
Boonville 2 Beds, 1 Bath, 1,570 sqft $114,000 $97
Laurens 4 Beds, 3 Baths, 1,880 sqft $132,000 $66
Port Leyden 3 Beds, 2 Baths, 1,930 sqft $125,000 $44
Sharon 4 Beds, 2 Baths, 2,220 sqft $156,000 $98
Redfield 2 Beds, 1 Bath, 1,440 sqft $136,000 $83
Manlius 2 Beds, 1 Bath, 1,540 sqft $105,000 $109
Chadwicks 4 Beds, 3 Baths, 2,370 sqft $168,000 $91
West Winfield 4 Beds, 1 Bath, 1,650 sqft $89,000 $87
Constantia 2 Beds, 1 Bath, 1,780 sqft $95,000 $79
Steuben 2 Beds, 1 Bath, 970 sqft $90,000 $59
Cooperstown 2 Beds, 1 Bath, 1,440 sqft $111,000 $68

If your Floyd, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Floyd:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
WATER DAMAGE $1,000
OPTIONAL COVERAGE LOSSES $1,000

Your Floyd, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: James P Martin, 8181 turin rd, Rome, NY, 13440-1911 (315) 336-2810
  • Liberty Mutual Independent: Day Scarafile & Read Inc, 9220 river road , Marcy, NY, 13403
  • Travelers: Gilroy Kernan & Gilroy Inc, 210 clinton rd , New Hartford, NY, 13413
  • Farmers: Thomas Trevvett, 2400 genesee st, Utica, NY, 13502 (315) 765-6531
  • Liberty Mutual: Phounsmy Dongsavanh, 10 business park courtutica, Utica, NY, 13502 1-315-732-6000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Floyd, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $75 to $100,000 3 Pets, Non-Smoker $550
Unemployed 600-649 Credit Score <$25,000 No Pets, Non-Smoker $1,510
Full Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $300