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Given here are some important aspects of your Hounsfield, NY Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Hounsfield, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hounsfield, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hounsfield 2 Beds, 1 Bath, 1630 sqft $210,000 $131
Martinsburg 2 Beds, 1 Bath, 1,780 sqft $154,000 $119
Brownville 2 Beds, 1 Bath, 1,790 sqft $161,000 $108
Antwerp 4 Beds, 3 Baths, 2,730 sqft $224,000 $182
Copenhagen 2 Beds, 1 Bath, 1,450 sqft $127,000 $137
Hounsfield 4 Beds, 2 Baths, 2,560 sqft $194,000 $94
Osceola 4 Beds, 1 Bath, 3,080 sqft $232,000 $109
Alexandria 4 Beds, 1 Bath, 2,310 sqft $196,000 $211
Constableville 2 Beds, 1 Bath, 1,330 sqft $86,000 $117
Pamelia Center 2 Beds, 1 Bath, 1,290 sqft $73,000 $87
West Monroe 4 Beds, 1 Bath, 1,810 sqft $188,000 $134
Castorland 3 Beds, 2 Baths, 1,470 sqft $157,000 $109
Le Ray 3 Beds, 2 Baths, 1,390 sqft $134,000 $147
Orleans 3 Beds, 1 Bath, 1,290 sqft $150,000 $102
West Carthage 4 Beds, 1 Bath, 2,220 sqft $307,000 $110
Evans Mills 3 Beds, 2 Baths, 1,210 sqft $129,000 $128
Lorraine 3 Beds, 1 Bath, 1,770 sqft $101,000 $116
Sterling 4 Beds, 1 Bath, 1,950 sqft $238,000 $166
Belleville 3 Beds, 2 Baths, 1,970 sqft $185,000 $129
Pulaski 3 Beds, 1 Bath, 1,880 sqft $247,000 $172
Volney 2 Beds, 1 Bath, 1,210 sqft $128,000 $69

If your Hounsfield, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hounsfield:

Claim Typical Claim Amount
WATER DAMAGE $1,500
PHYSICAL DAMAGE $1,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Hounsfield, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: George F. Davis, 1063 arsenal st., Watertown, NY, 13601-2306 (315) 782-4171
  • Liberty Mutual Independent: Haylor Freyer & Coon Inc, 1402 washington st, Watertown, NY, 13601 (315)235-3721
  • Travelers: Nii Brokerage, 1047 arsenal st, Watertown, NY, 13601 315-788-5005
  • GEICO: Mark Smith, 1063 arsenal street, Watertown, NY, 13601 (315) 221-2886
  • State Farm: Brian Exford, 18987 us route 11, Watertown, NY, 13601-5320 315-785-8011

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hounsfield, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score >$150,000 No Pets, Non-Smoker $2,820
Unemployed 600-649 Credit Score <$25,000 1 Pet, Smoker $1,420
Retired 550-599 Credit Score No Income 3 Pets, Non-Smoker $700