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The variables explained here drive your Cutchogue, NY Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Cutchogue, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cutchogue, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cutchogue 2 Beds, 1 Bath, 1450 sqft $477,000 $307
Moriches 4 Beds, 1 Bath, 2,180 sqft $433,000 $485
Hopkinton, RI 3 Beds, 2 Baths, 1,370 sqft $526,000 $216
Old Saybrook, CT 3 Beds, 2 Baths, 1,990 sqft $543,000 $362
Oxford, CT 4 Beds, 3 Baths, 1,850 sqft $693,000 $313
Fire Island 2 Beds, 1 Bath, 1,730 sqft $419,000 $206
Prospect, CT 2 Beds, 1 Bath, 1,110 sqft $332,000 $300
Flanders 3 Beds, 1 Bath, 1,600 sqft $532,000 $508
Weston, CT 2 Beds, 1 Bath, 1,710 sqft $473,000 $225
Hauppauge 4 Beds, 3 Baths, 2,020 sqft $531,000 $409
Mastic 2 Beds, 1 Bath, 1,790 sqft $486,000 $261
Bozrah, CT 3 Beds, 2 Baths, 1,380 sqft $559,000 $342
Ridge 3 Beds, 1 Bath, 1,990 sqft $777,000 $382
Charlestown, RI 4 Beds, 3 Baths, 3,190 sqft $783,000 $769
Bohemia 2 Beds, 1 Bath, 1,240 sqft $373,000 $183
Deep River, CT 4 Beds, 2 Baths, 3,110 sqft $961,000 $369
Kings Park 4 Beds, 1 Bath, 3,080 sqft $1,001,000 $490
Islandia 3 Beds, 2 Baths, 1,460 sqft $329,000 $256
Glastonbury, CT 3 Beds, 1 Bath, 2,310 sqft $793,000 $560
Port Jefferson 2 Beds, 1 Bath, 1,210 sqft $295,000 $165
East Hampton, CT 4 Beds, 3 Baths, 3,140 sqft $973,000 $516

If your Cutchogue, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cutchogue:

Claim Typical Claim Amount
WIND $3,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
WATER DAMAGE $1,000

Your Cutchogue, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Michael Silberberg Agency, 145 durham rd ste 5, Madison, CT, 6443 (203) 245-4311
  • Liberty Mutual Independent: Lupton & Luce Inc, 225 howell ave, Ganey Byrd & Dunn Insurance Group Inc., NY, 11901 (631) 727-4114
  • Travelers: Badge Agency Inc, 18 ryerson ave, Manorville, NY, 11949 631-208-1400
  • Farmers: Matthew Krause, 53345 rt 25 main rd ste 1-1, Southold, NY, 11971 (631) 407-2005
  • State Farm: Brian Silk, 139 old riverhead rd, W Hampton Bch, NY, 11978-1213 631-998-4280

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cutchogue, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $50 to $75,000 1 Pet, Non-Smoker $310
Unemployed 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $900
Retired 750-799 Credit Score No Income More than 3 Pets at home, Smoker $270