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Some really great indicators on Hamilton County, NY Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Hamilton County, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hamilton County, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hamilton County 3 Beds, 1 Bath, 1490 sqft $141,000 $185
Keene 2 Beds, 1 Bath, 1,140 sqft $140,000 $123
Croghan 4 Beds, 3 Baths, 2,490 sqft $258,000 $95
Inlet 3 Beds, 2 Baths, 2,140 sqft $217,000 $156
Queensbury 2 Beds, 1 Bath, 1,500 sqft $149,000 $95
Minerva 4 Beds, 2 Baths, 2,500 sqft $190,000 $165
Holland Patent 2 Beds, 1 Bath, 1,210 sqft $107,000 $63
Stony Creek 2 Beds, 1 Bath, 1,050 sqft $72,000 $71
Long Lake 4 Beds, 1 Bath, 1,710 sqft $187,000 $159
Glens Falls 4 Beds, 3 Baths, 2,240 sqft $249,000 $184
Newport 3 Beds, 1 Bath, 1,300 sqft $117,000 $87
Broadalbin 4 Beds, 3 Baths, 2,510 sqft $238,000 $133
Thendara 4 Beds, 1 Bath, 1,810 sqft $163,000 $114
Schroon Lake 4 Beds, 3 Baths, 1,960 sqft $183,000 $59
Watson 3 Beds, 2 Baths, 1,450 sqft $109,000 $101
Warrensburg 2 Beds, 1 Bath, 1,560 sqft $135,000 $132
Arietta 4 Beds, 2 Baths, 2,510 sqft $185,000 $178
Greenfield 2 Beds, 1 Bath, 1,240 sqft $83,000 $128
Hope 4 Beds, 3 Baths, 3,210 sqft $218,000 $156
New Bremen 4 Beds, 1 Bath, 3,360 sqft $425,000 $247
Ava 2 Beds, 1 Bath, 1,040 sqft $134,000 $80

If your Hamilton County, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hamilton County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
WIND $3,500
OPTIONAL COVERAGE LOSSES $1,000

Your Hamilton County, NY insurance agent (see examples below) can help with your claims.

  • Travelers: Hbe Group Inc, 329 main st, Inlet, NY, 13360 (315) 357-5901

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hamilton County, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $720
Full Time Job Up to 499 Credit Score <$25,000 2 Pets, Smoker $270
Freelancer 650-699 Credit Score >$150,000 More than 3 Pets at home, Smoker $790