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Understand never seen data about Flanders, NY Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Flanders, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Flanders, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Flanders 2 Beds, 1 Bath, 1400 sqft $271,000 $177
Chester, CT 3 Beds, 2 Baths, 1,480 sqft $294,000 $252
Meriden, CT 3 Beds, 1 Bath, 1,990 sqft $314,000 $227
Halesite 2 Beds, 1 Bath, 1,740 sqft $263,000 $239
Montauk 2 Beds, 1 Bath, 1,400 sqft $252,000 $182
Shinnecock Hills 2 Beds, 1 Bath, 1,290 sqft $186,000 $97
Belle Terre 3 Beds, 1 Bath, 1,590 sqft $324,000 $147
Oxoboxo River, CT 2 Beds, 1 Bath, 1,270 sqft $183,000 $91
Plainedge 3 Beds, 1 Bath, 2,140 sqft $386,000 $338
Old Field 3 Beds, 2 Baths, 1,950 sqft $454,000 $290
Middletown, CT 3 Beds, 2 Baths, 1,580 sqft $186,000 $132
Oxford, CT 2 Beds, 1 Bath, 1,660 sqft $275,000 $140
Brentwood 2 Beds, 1 Bath, 1,140 sqft $185,000 $108
West Hills 2 Beds, 1 Bath, 980 sqft $177,000 $113
Lindenhurst 3 Beds, 2 Baths, 1,650 sqft $411,000 $183
Wading River 2 Beds, 1 Bath, 1,220 sqft $223,000 $139
Madison, CT 2 Beds, 1 Bath, 1,170 sqft $250,000 $128
Monroe, CT 2 Beds, 1 Bath, 1,250 sqft $270,000 $179
Shelter Island 3 Beds, 1 Bath, 1,690 sqft $304,000 $167
Ronkonkoma 3 Beds, 2 Baths, 1,440 sqft $238,000 $153
Clinton, CT 3 Beds, 1 Bath, 1,530 sqft $316,000 $117

If your Flanders, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Flanders:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,000
WATER DAMAGE $1,000

Your Flanders, NY insurance agent (see examples below) can help with your claims.

  • Farmers: Matthew Krause, 53345 rt 25 main rd ste 1-1, Southold, NY, 11971 (631) 407-2005
  • Travelers: Hamptons Risk Management Llc, 2228 montauk hwy ste a, Bridgehampton, NY, 11932
  • State Farm: Steve Pescetti Ltcp, Lutcf, 1120 montauk highway, Mastic, NY, 11950 631-399-9333
  • Allstate: Rudolph Georgetti, 246 moriches mid isl rd, Manorville, NY, 11949 (631) 395-0955
  • Liberty Mutual Independent: Lupton & Luce Inc, 225 howell ave, Ganey Byrd & Dunn Insurance Group Inc., NY, 11901 (631) 727-4114

Your Background Impacts Your Home Insurance Quotes

Here is a list of Flanders, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $100 to $150,000 1 Pet, Smoker $1,220
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $270
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,530