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Check out some must see numbers behind your Hector, NY Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Hector, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hector, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hector 2 Beds, 1 Bath, 940 sqft $73,000 $86
Vestal 2 Beds, 1 Bath, 1,770 sqft $149,000 $110
Berkshire 4 Beds, 1 Bath, 2,010 sqft $131,000 $99
Solon 2 Beds, 1 Bath, 1,140 sqft $52,000 $57
Geneva 3 Beds, 2 Baths, 1,750 sqft $96,000 $82
Ovid 4 Beds, 1 Bath, 2,810 sqft $138,000 $134
Bath 3 Beds, 2 Baths, 1,230 sqft $93,000 $67
Osceola, PA 4 Beds, 2 Baths, 3,020 sqft $175,000 $101
Caton 2 Beds, 1 Bath, 1,000 sqft $51,000 $51
Ithaca 2 Beds, 1 Bath, 1,300 sqft $84,000 $73
Tyrone 2 Beds, 1 Bath, 950 sqft $75,000 $58
Virgil 4 Beds, 3 Baths, 2,720 sqft $106,000 $143
Newfield Hamlet 2 Beds, 1 Bath, 1,680 sqft $129,000 $94
Cayuta 4 Beds, 2 Baths, 1,790 sqft $89,000 $108
Wells, PA 4 Beds, 2 Baths, 2,640 sqft $170,000 $110
Catlin 3 Beds, 2 Baths, 1,530 sqft $89,000 $53
Howard 4 Beds, 3 Baths, 1,930 sqft $149,000 $80
Galen 2 Beds, 1 Bath, 1,570 sqft $116,000 $56
Richford 2 Beds, 1 Bath, 1,580 sqft $123,000 $95
Coopers Plains 4 Beds, 3 Baths, 1,920 sqft $115,000 $72
Knoxville, PA 2 Beds, 1 Bath, 1,070 sqft $49,000 $33

If your Hector, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hector:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
WATER DAMAGE $1,000
WIND $3,500

Your Hector, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bruce C Clary, 401 elmira rd ste 8, Ithaca, NY, 14850-5120 (607) 273-2926
  • Liberty Mutual Independent: First Niagara Risk Management, 300 n. tioga street, Ithaca, NY, 14850 (607)333-7449
  • Travelers: Becker-Wells Agency Inc, 903 hanshaw road, Ithaca, NY, 14850 607-257-1003
  • State Farm: Frannie Haranin, 222 elmira rd ste 2, Ithaca, NY, 14850-5349 607-256-2886
  • Allstate: E C Cooper Inc, 115 e 4th st , Watkins Glen, NY, 14891

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hector, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income 1 Pet, Smoker $1,130
Retired 500-549 Credit Score <$25,000 3 Pets, Smoker $1,270
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $700