In Depth Analysis of Chester, New York Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Chester, NY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Chester | 3 Beds, 1 Bath, 1410 sqft | $187,000 | $268 |
| Woodland Park, NJ | 4 Beds, 2 Baths, 2,220 sqft | $348,000 | $217 |
| Hamburg, NJ | 3 Beds, 2 Baths, 1,220 sqft | $221,000 | $189 |
| Glen Ridge, NJ | 4 Beds, 3 Baths, 2,500 sqft | $517,000 | $468 |
| Clintondale | 4 Beds, 2 Baths, 2,130 sqft | $337,000 | $287 |
| Marksboro, NJ | 4 Beds, 2 Baths, 2,160 sqft | $412,000 | $175 |
| Port Murray, NJ | 3 Beds, 1 Bath, 2,000 sqft | $474,000 | $182 |
| Hardyston, NJ | 3 Beds, 1 Bath, 1,710 sqft | $377,000 | $188 |
| Chester, NJ | 2 Beds, 1 Bath, 1,520 sqft | $300,000 | $261 |
| East Fishkill | 3 Beds, 2 Baths, 2,350 sqft | $364,000 | $416 |
| River Edge, NJ | 3 Beds, 2 Baths, 1,820 sqft | $232,000 | $241 |
| East Hills | 3 Beds, 1 Bath, 1,610 sqft | $292,000 | $222 |
| Great Neck Gardens | 4 Beds, 1 Bath, 2,060 sqft | $232,000 | $179 |
| Liberty, NJ | 3 Beds, 2 Baths, 1,980 sqft | $354,000 | $309 |
| New York | 2 Beds, 1 Bath, 1,030 sqft | $260,000 | $114 |
| Moonachie, NJ | 4 Beds, 1 Bath, 2,150 sqft | $287,000 | $172 |
| Clinton | 3 Beds, 2 Baths, 2,330 sqft | $390,000 | $198 |
| Morristown, NJ | 4 Beds, 3 Baths, 3,400 sqft | $493,000 | $337 |
| Mount Pleasant | 3 Beds, 2 Baths, 2,180 sqft | $318,000 | $346 |
| Sunrise Lake, PA | 4 Beds, 1 Bath, 2,970 sqft | $480,000 | $321 |
| Haworth, NJ | 3 Beds, 1 Bath, 2,350 sqft | $405,000 | $194 |
Here are some typical claims filed in Chester:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $3,000 |
| OPTIONAL COVERAGE LOSSES | $1,500 |
| PHYSICAL DAMAGE | $1,000 |
Your Chester, NY insurance agent (see examples below) can help with your claims.
Here is a list of Chester, NY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 650-699 Credit Score | <$25,000 | No Pets, Non-Smoker | $660 |
| Retired | 800-850 Credit Score | No Income | More than 3 Pets at home, Smoker | $1,850 |
| Freelancer | 750-799 Credit Score | $75 to $100,000 | 1 Pet, Smoker | $630 |