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Given here are some important aspects of your Allegany, New York Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Allegany, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Allegany, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Allegany 4 Beds, 2 Baths, 2200 sqft $142,000 $90
Rew, PA 2 Beds, 1 Bath, 1,420 sqft $73,000 $84
Lime Lake 2 Beds, 1 Bath, 1,240 sqft $66,000 $46
Brant 3 Beds, 1 Bath, 1,290 sqft $77,000 $83
Mansfield 3 Beds, 2 Baths, 2,170 sqft $199,000 $79
Aurora 2 Beds, 1 Bath, 1,030 sqft $78,000 $45
Franklinville 4 Beds, 1 Bath, 3,040 sqft $128,000 $104
Pittsfield, PA 4 Beds, 3 Baths, 3,040 sqft $244,000 $68
Eden 4 Beds, 1 Bath, 1,860 sqft $170,000 $69
Willing 2 Beds, 1 Bath, 1,480 sqft $111,000 $60
Dayton 3 Beds, 1 Bath, 1,820 sqft $122,000 $60
Pomfret 4 Beds, 1 Bath, 3,260 sqft $148,000 $181
Celoron 3 Beds, 1 Bath, 2,060 sqft $114,000 $84
Pike 4 Beds, 3 Baths, 3,140 sqft $159,000 $191
Collins 2 Beds, 1 Bath, 1,440 sqft $127,000 $94
Conewango, PA 4 Beds, 2 Baths, 1,860 sqft $106,000 $74
Weston Mills 2 Beds, 1 Bath, 1,230 sqft $63,000 $43
Billington Heights 4 Beds, 1 Bath, 1,860 sqft $144,000 $75
Kiantone 2 Beds, 1 Bath, 1,650 sqft $128,000 $55
Birdsall 3 Beds, 1 Bath, 1,960 sqft $86,000 $89
Genesee 3 Beds, 1 Bath, 2,300 sqft $134,000 $88

If your Allegany, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Allegany:

Claim Typical Claim Amount
WIND $3,000
WATER DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,500

Your Allegany, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Edward A Swanson, 393 e main st, Bradford, PA, 16701 (814) 362-2883
  • Farmers: Janice Randall, 206 main st, Olean, NY, 14760 (716) 790-8299
  • Travelers: Weed Ross Agency, 54 main st, Salamanca, NY, 14779 716-945-1623
  • Liberty Mutual Independent: Sundahl & Company Insurance, 58 derrick rd, Bradford, PA, 16701 814-368-3139
  • State Farm: Pat Hughes, 13136 route 59, Smethport, PA, 16749-4050 814-887-5095

Your Background Impacts Your Home Insurance Quotes

Here is a list of Allegany, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $370
Unemployed 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $880
Full Time Job Up to 499 Credit Score $100 to $150,000 3 Pets, Smoker $920