This startling study about Cold Spring Harbor, New York Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Cold Spring Harbor, NY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Cold Spring Harbor | 4 Beds, 1 Bath, 2360 sqft | $855,000 | $466 |
| Kings Point | 5 Beds, 2 Baths, 3,720 sqft | $1,831,000 | $513 |
| Upper Brookville | 5 Beds, 2 Baths, 3,860 sqft | $1,103,000 | $403 |
| Shrewsbury, NJ | 4 Beds, 1 Bath, 3,100 sqft | $1,139,000 | $629 |
| Port Reading, NJ | 4 Beds, 3 Baths, 2,950 sqft | $1,224,000 | $691 |
| Teaneck, NJ | 5 Beds, 4 Baths, 1,740 sqft | $740,000 | $410 |
| Clark, NJ | 5 Beds, 2 Baths, 1,690 sqft | $773,000 | $343 |
| Upper Saddle River, NJ | 4 Beds, 2 Baths, 2,230 sqft | $670,000 | $382 |
| Valley Stream | 3 Beds, 1 Bath, 1,260 sqft | $511,000 | $452 |
| Levittown | 4 Beds, 3 Baths, 2,560 sqft | $735,000 | $557 |
| Woodbridge, CT | 4 Beds, 2 Baths, 2,700 sqft | $1,282,000 | $958 |
| Patchogue | 5 Beds, 1 Bath, 4,370 sqft | $1,364,000 | $587 |
| Perth Amboy, NJ | 5 Beds, 1 Bath, 1,570 sqft | $479,000 | $362 |
| Fair Lawn, NJ | 5 Beds, 3 Baths, 2,780 sqft | $880,000 | $398 |
| Short Hills, NJ | 5 Beds, 1 Bath, 2,310 sqft | $967,000 | $481 |
| Southport, CT | 5 Beds, 2 Baths, 2,680 sqft | $1,236,000 | $975 |
| Hewlett Harbor | 3 Beds, 1 Bath, 1,750 sqft | $775,000 | $477 |
| Riverhead | 3 Beds, 1 Bath, 1,980 sqft | $417,000 | $585 |
| Riverside | 3 Beds, 2 Baths, 1,820 sqft | $802,000 | $411 |
| Lindenhurst | 3 Beds, 2 Baths, 1,230 sqft | $496,000 | $325 |
| Nissequogue | 5 Beds, 4 Baths, 4,840 sqft | $1,172,000 | $491 |
Here are some typical claims filed in Cold Spring Harbor:
| Claim | Typical Claim Amount |
|---|---|
| MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY | $1,000 |
| WATER DAMAGE | $1,500 |
| WIND | $3,000 |
Your Cold Spring Harbor, NY insurance agent (see examples below) can help with your claims.
Here is a list of Cold Spring Harbor, NY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 500-549 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $3,740 |
| Full Time Job | 550-599 Credit Score | $75 to $100,000 | 3 Pets, Smoker | $7,030 |
| Freelancer | Up to 499 Credit Score | $25 to 50,000 | No Pets, Smoker | $6,690 |