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Given here are some important aspects of your Gardnertown, New York Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Gardnertown, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gardnertown, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gardnertown 4 Beds, 1 Bath, 2830 sqft $323,000 $282
Cochecton 4 Beds, 3 Baths, 3,300 sqft $672,000 $458
Washingtonville 3 Beds, 1 Bath, 1,460 sqft $158,000 $137
Orangeburg 2 Beds, 1 Bath, 1,290 sqft $198,000 $155
South Nyack 3 Beds, 2 Baths, 2,110 sqft $244,000 $165
Pelham 3 Beds, 2 Baths, 2,200 sqft $421,000 $262
Tenafly, NJ 3 Beds, 2 Baths, 2,040 sqft $317,000 $175
Byram, CT 4 Beds, 2 Baths, 2,740 sqft $401,000 $263
Bronxville 3 Beds, 2 Baths, 1,350 sqft $257,000 $105
Hawthorne, NJ 3 Beds, 2 Baths, 1,560 sqft $229,000 $100
Hillburn 4 Beds, 2 Baths, 2,030 sqft $301,000 $127
Carlstadt, NJ 3 Beds, 2 Baths, 2,220 sqft $344,000 $275
Hurley 3 Beds, 2 Baths, 2,360 sqft $423,000 $228
Nelsonville 3 Beds, 1 Bath, 2,030 sqft $303,000 $168
Rifton 4 Beds, 3 Baths, 1,900 sqft $276,000 $267
Deerpark 3 Beds, 2 Baths, 1,270 sqft $181,000 $74
Briarcliff Manor 3 Beds, 1 Bath, 1,340 sqft $164,000 $133
Balmville 4 Beds, 1 Bath, 2,450 sqft $370,000 $311
Rock Hill 3 Beds, 1 Bath, 1,670 sqft $278,000 $170
Haviland 3 Beds, 1 Bath, 1,270 sqft $155,000 $143
Wantage, NJ 4 Beds, 3 Baths, 3,380 sqft $349,000 $277

If your Gardnertown, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gardnertown:

Claim Typical Claim Amount
WIND $3,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
OPTIONAL COVERAGE LOSSES $1,500

Your Gardnertown, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Vogel And Moore Inc, 615 state route 32 ste 4, Highland Mills, NY, 10930 (845) 827-1003
  • Farmers: Joseph Gorelick, 400 route 17-m ste 11, Monroe, NY, 10950 (845) 637-2177
  • Travelers: Mjl Insurance Agency, 1075 route 82 ste 6, Hopewell Junction, NY, 12533 Phone: 845-592-0332
  • Liberty Mutual Independent: Marshall & Sterling Inc, 103 executive dr ste 300, New Windsor, NY, 12553 Phone: 845-567-1000
  • Liberty Mutual: Errol Boreland, 900 route 376 suite m, Wappingers Falls, NY, 12590 1-845-471-6500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gardnertown, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income 1 Pet, Non-Smoker $1,530
Freelancer Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $2,340
Full Time Job 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $1,180