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Check out some must see numbers behind your Gates, New York Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Gates, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gates, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gates 2 Beds, 1 Bath, 1410 sqft $84,000 $81
Henrietta 4 Beds, 1 Bath, 2,770 sqft $265,000 $189
Greece 2 Beds, 1 Bath, 1,420 sqft $114,000 $51
Seneca Falls 3 Beds, 2 Baths, 2,380 sqft $251,000 $171
Italy 2 Beds, 1 Bath, 1,500 sqft $153,000 $60
Cumminsville 4 Beds, 3 Baths, 2,940 sqft $259,000 $237
Pittsford 4 Beds, 2 Baths, 2,870 sqft $165,000 $112
Ogden 4 Beds, 2 Baths, 2,580 sqft $224,000 $112
Groveland Station 4 Beds, 1 Bath, 2,580 sqft $197,000 $162
Nunda 2 Beds, 1 Bath, 1,390 sqft $115,000 $95
Jerusalem 3 Beds, 2 Baths, 1,370 sqft $109,000 $75
Spencerport 4 Beds, 1 Bath, 1,650 sqft $142,000 $137
Wyoming 2 Beds, 1 Bath, 1,300 sqft $126,000 $52
Honeoye Falls 2 Beds, 1 Bath, 1,220 sqft $89,000 $48
Linwood 3 Beds, 1 Bath, 2,070 sqft $120,000 $99
Lakeville 4 Beds, 1 Bath, 2,500 sqft $200,000 $91
Clyde 3 Beds, 1 Bath, 1,530 sqft $98,000 $56
Brockport 2 Beds, 1 Bath, 1,210 sqft $80,000 $58
Riga 4 Beds, 2 Baths, 1,660 sqft $111,000 $105
Rose 4 Beds, 2 Baths, 2,330 sqft $220,000 $88
Sparta 2 Beds, 1 Bath, 1,080 sqft $61,000 $66

If your Gates, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gates:

Claim Typical Claim Amount
WIND $3,000
OPTIONAL COVERAGE LOSSES $1,500
PHYSICAL DAMAGE $1,000

Your Gates, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Mark J Guerrera, 1807 penfield rd, Penfield, NY, 14526-2105 (585) 381-3542
  • Farmers: Miriam Rivera, 1038 lyell ave, Rochester, NY, 14606 (585) 360-0094
  • Travelers: First Niagara Insurance Agency, 777 canal view blvd ste 100, Rochester, NY, 14623 585-546-3747
  • Liberty Mutual Independent: Don Allen Agency Inc, 800 linden ave , Rochester, NY, 14625
  • Liberty Mutual: Anthony M Buda Jr., 97 canal landing blvd. suite 12, Rochester, NY, 14626 1-585-225-4801

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gates, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $220
Freelancer 750-799 Credit Score $100 to $150,000 1 Pet, Smoker $100
Part Time Job 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $230