The variables explained here drive your Horseheads, New York Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Horseheads, NY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Horseheads | 4 Beds, 1 Bath, 3380 sqft | $251,000 | $146 |
| Freeville | 3 Beds, 1 Bath, 2,290 sqft | $210,000 | $167 |
| Hornellsville | 2 Beds, 1 Bath, 1,330 sqft | $81,000 | $66 |
| Deerfield, PA | 2 Beds, 1 Bath, 1,580 sqft | $102,000 | $126 |
| Reading | 4 Beds, 3 Baths, 1,670 sqft | $151,000 | $88 |
| Apolacon, PA | 2 Beds, 1 Bath, 950 sqft | $55,000 | $56 |
| New Albany, PA | 4 Beds, 1 Bath, 2,470 sqft | $240,000 | $120 |
| Standing Stone, PA | 2 Beds, 1 Bath, 950 sqft | $59,000 | $43 |
| Lapeer | 2 Beds, 1 Bath, 1,450 sqft | $64,000 | $76 |
| Johnson City | 2 Beds, 1 Bath, 1,390 sqft | $96,000 | $72 |
| Potter | 4 Beds, 1 Bath, 2,570 sqft | $259,000 | $127 |
| Montour | 2 Beds, 1 Bath, 1,550 sqft | $137,000 | $75 |
| Middlesex | 4 Beds, 1 Bath, 3,170 sqft | $251,000 | $172 |
| Elmira Heights | 3 Beds, 2 Baths, 1,730 sqft | $117,000 | $96 |
| Jerusalem | 4 Beds, 3 Baths, 1,740 sqft | $109,000 | $86 |
| McGraw | 4 Beds, 3 Baths, 3,210 sqft | $299,000 | $165 |
| Overton, PA | 2 Beds, 1 Bath, 1,480 sqft | $116,000 | $90 |
| Gorham | 3 Beds, 2 Baths, 1,860 sqft | $163,000 | $100 |
| Ithaca | 2 Beds, 1 Bath, 1,110 sqft | $104,000 | $98 |
| Urbana | 4 Beds, 1 Bath, 3,310 sqft | $234,000 | $136 |
| Seneca | 2 Beds, 1 Bath, 1,490 sqft | $143,000 | $70 |
Here are some typical claims filed in Horseheads:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $3,000 |
| WATER DAMAGE | $1,500 |
| OPTIONAL COVERAGE LOSSES | $1,500 |
Your Horseheads, NY insurance agent (see examples below) can help with your claims.
Here is a list of Horseheads, NY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 700-749 Credit Score | >$150,000 | 3 Pets, Smoker | $1,040 |
| Part Time Job | 650-699 Credit Score | <$25,000 | More than 3 Pets at home, Non-Smoker | $650 |
| Unemployed | 750-799 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $280 |