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In Depth Analysis of Allegany County, New York Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Allegany County, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Allegany County, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Allegany County 3 Beds, 1 Bath, 1420 sqft $75,000 $73
Bingham, PA 2 Beds, 1 Bath, 910 sqft $40,000 $45
Mount Jewett, PA 4 Beds, 1 Bath, 3,250 sqft $137,000 $158
Java 2 Beds, 1 Bath, 1,550 sqft $98,000 $98
Bradford 2 Beds, 1 Bath, 1,130 sqft $41,000 $44
Norwich, PA 4 Beds, 1 Bath, 1,760 sqft $125,000 $80
Italy 2 Beds, 1 Bath, 1,570 sqft $73,000 $66
Wales 2 Beds, 1 Bath, 1,770 sqft $90,000 $76
Pulteney 4 Beds, 3 Baths, 2,700 sqft $141,000 $74
Great Valley 2 Beds, 1 Bath, 1,190 sqft $49,000 $56
Holland 3 Beds, 2 Baths, 1,690 sqft $99,000 $33
Boston 3 Beds, 1 Bath, 2,390 sqft $108,000 $99
Genesee Falls 2 Beds, 1 Bath, 1,690 sqft $121,000 $77
Bliss 3 Beds, 1 Bath, 2,210 sqft $109,000 $99
Allen 2 Beds, 1 Bath, 1,520 sqft $81,000 $61
Hinsdale 3 Beds, 2 Baths, 1,900 sqft $80,000 $59
Elkland, PA 4 Beds, 2 Baths, 2,860 sqft $197,000 $179
Sweden Valley, PA 4 Beds, 1 Bath, 3,020 sqft $192,000 $148
Willing 2 Beds, 1 Bath, 910 sqft $40,000 $44
West Almond 4 Beds, 3 Baths, 1,660 sqft $101,000 $64
Bristol 4 Beds, 2 Baths, 1,660 sqft $101,000 $38

If your Allegany County, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Allegany County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,000
OPTIONAL COVERAGE LOSSES $1,500
WATER DAMAGE $1,500

Your Allegany County, NY insurance agent (see examples below) can help with your claims.

  • Travelers: Raymond Callahan Insurance Agency, 53 center st, Hornell, NY, 14843
  • State Farm: Dave Palma, 176 main st, Hornell, NY, 14843-1526 607-324-3180
  • Erie: Schenk & Miles Agency, 7 e main st , Friendship, NY, 14739
  • Allstate: Richardson And Stout Inc, 80 n main st, Wellsville, NY, 14895 (585) 593-4296
  • Liberty Mutual Independent: Richardson & Stout Inc, 80 n main street, Wellsville, NY, 14895 Phone: 585-593-4296

Your Background Impacts Your Home Insurance Quotes

Here is a list of Allegany County, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score No Income No Pets, Smoker $50
Full Time Job 800-850 Credit Score <$25,000 1 Pet, Smoker $490
Part Time Job 600-649 Credit Score $25 to 50,000 2 Pets, Smoker $680