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Read amazing research on Genesee County, New York Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Genesee County, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Genesee County, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Genesee County 3 Beds, 1 Bath, 1920 sqft $122,000 $95
Harris Hill 2 Beds, 1 Bath, 1,770 sqft $121,000 $65
Holley 4 Beds, 2 Baths, 1,620 sqft $95,000 $58
Centerville 2 Beds, 1 Bath, 1,280 sqft $111,000 $77
Springville 4 Beds, 1 Bath, 2,680 sqft $228,000 $137
Scottsburg 4 Beds, 3 Baths, 3,000 sqft $315,000 $195
Olcott 2 Beds, 1 Bath, 1,550 sqft $119,000 $68
Springwater Hamlet 2 Beds, 1 Bath, 1,510 sqft $87,000 $43
Hamlin 4 Beds, 3 Baths, 2,870 sqft $190,000 $179
Webster 2 Beds, 1 Bath, 1,650 sqft $157,000 $107
Rapids 2 Beds, 1 Bath, 1,720 sqft $94,000 $76
Clarendon 3 Beds, 1 Bath, 1,410 sqft $153,000 $92
Blasdell 2 Beds, 1 Bath, 1,380 sqft $83,000 $58
Spencerport 3 Beds, 2 Baths, 1,780 sqft $119,000 $87
Farmersville 2 Beds, 1 Bath, 1,100 sqft $82,000 $78
Mount Morris 3 Beds, 2 Baths, 1,410 sqft $109,000 $62
Delevan 2 Beds, 1 Bath, 1,380 sqft $73,000 $107
Fowlerville 3 Beds, 2 Baths, 1,790 sqft $156,000 $132
Burns 4 Beds, 3 Baths, 2,420 sqft $192,000 $128
Porter 3 Beds, 1 Bath, 1,730 sqft $132,000 $64
Billington Heights 4 Beds, 2 Baths, 1,760 sqft $97,000 $69

If your Genesee County, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Genesee County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,000
WATER DAMAGE $1,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Genesee County, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Steven B. Alexander, 56 n main st, Brockport, NY, 14420-1649 (585) 637-7130
  • Farmers: Guy Eaton, 424 main st, Medina, NY, 14103 (585) 798-2033
  • Travelers: Lawley Genesee Llc, 20 jefferson avenue, Batavia, NY, 14020 (585)902-4392
  • State Farm: Mark Lewis, 8331 lewiston rd, Batavia, NY, 14020-1200 585-343-4959
  • Allstate: Janine Nudd, 30 n main st, Brockport, NY, 14420 (585) 637-4700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Genesee County, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $280
Part Time Job Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $500
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $130