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Read amazing research on Harford, NY Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Harford, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harford, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harford 2 Beds, 1 Bath, 1320 sqft $113,000 $87
Triangle 3 Beds, 1 Bath, 1,230 sqft $67,000 $61
Chemung 3 Beds, 1 Bath, 2,400 sqft $169,000 $54
Odessa 3 Beds, 1 Bath, 1,540 sqft $129,000 $89
Groton 2 Beds, 1 Bath, 970 sqft $73,000 $37
South Corning 4 Beds, 1 Bath, 2,490 sqft $168,000 $84
Choconut, PA 2 Beds, 1 Bath, 1,070 sqft $65,000 $31
Morris 4 Beds, 1 Bath, 2,100 sqft $201,000 $90
Throop 2 Beds, 1 Bath, 1,300 sqft $53,000 $42
Harford 4 Beds, 1 Bath, 2,100 sqft $149,000 $131
Endicott 4 Beds, 1 Bath, 2,830 sqft $158,000 $119
Scott 3 Beds, 1 Bath, 2,280 sqft $133,000 $87
Sayre, PA 3 Beds, 2 Baths, 1,320 sqft $88,000 $32
Fayetteville 4 Beds, 1 Bath, 2,490 sqft $120,000 $78
Owego 3 Beds, 2 Baths, 2,290 sqft $156,000 $106
Freeville 4 Beds, 2 Baths, 3,170 sqft $230,000 $153
Village Green 2 Beds, 1 Bath, 1,540 sqft $69,000 $62
Reading 4 Beds, 2 Baths, 2,870 sqft $128,000 $93
Covert 3 Beds, 1 Bath, 2,280 sqft $158,000 $68
Venice 4 Beds, 2 Baths, 2,030 sqft $175,000 $132
Maine 3 Beds, 2 Baths, 1,650 sqft $78,000 $72

If your Harford, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harford:

Claim Typical Claim Amount
WATER DAMAGE $1,000
WIND $3,500
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Harford, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bruce C Clary, 401 elmira rd ste 8, Ithaca, NY, 14850-5120 (607) 273-2926
  • Liberty Mutual Independent: Haylor Freyer & Coon Inc, 112 w state st, Ithaca, NY, 14850
  • Travelers: C J Strong Insurance Agency Inc, 26 n main st ste 2, Cortland, NY, 13045 607-758-8888
  • State Farm: David Mooney, 1111 triphammer rd, Ithaca, NY, 14850-2512 607-257-8900
  • Allstate: Spencer Agency Inc, 85 main st, Candor, NY, 13743 (607) 659-5445

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harford, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $50 to $75,000 2 Pets, Smoker $310
Freelancer Up to 499 Credit Score >$150,000 More than 3 Pets at home, Smoker $1,620
Part Time Job 500-549 Credit Score <$25,000 1 Pet, Smoker $80