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In Depth Analysis of Downsville, NY Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Downsville, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Downsville, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Downsville 4 Beds, 1 Bath, 2060 sqft $118,000 $81
Middlefield 4 Beds, 2 Baths, 3,220 sqft $265,000 $140
Dyberry, PA 4 Beds, 1 Bath, 2,420 sqft $208,000 $73
Hardenburgh 3 Beds, 1 Bath, 1,380 sqft $90,000 $78
Accord 3 Beds, 2 Baths, 1,450 sqft $118,000 $75
Chenango Bridge 4 Beds, 3 Baths, 2,870 sqft $222,000 $217
Mayfield, PA 3 Beds, 2 Baths, 1,730 sqft $149,000 $89
Cochecton 4 Beds, 2 Baths, 3,390 sqft $295,000 $121
Summit 3 Beds, 1 Bath, 1,260 sqft $148,000 $62
McDonough 3 Beds, 1 Bath, 2,040 sqft $216,000 $78
Gibson, PA 2 Beds, 1 Bath, 950 sqft $49,000 $43
Olive 4 Beds, 3 Baths, 1,610 sqft $133,000 $95
Benton, PA 3 Beds, 2 Baths, 1,220 sqft $85,000 $84
Middletown 4 Beds, 2 Baths, 2,870 sqft $203,000 $113
Bridgewater, PA 3 Beds, 1 Bath, 2,100 sqft $203,000 $115
Bethany, PA 4 Beds, 1 Bath, 3,350 sqft $324,000 $133
Blenheim 3 Beds, 2 Baths, 1,980 sqft $207,000 $84
Wurtsboro 4 Beds, 2 Baths, 2,760 sqft $213,000 $207
Susquehanna Depot, PA 3 Beds, 1 Bath, 1,680 sqft $112,000 $92
Forestburgh 2 Beds, 1 Bath, 1,410 sqft $67,000 $55
Union Dale, PA 4 Beds, 2 Baths, 2,730 sqft $197,000 $156

If your Downsville, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Downsville:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
OPTIONAL COVERAGE LOSSES $1,000
WATER DAMAGE $1,000

Your Downsville, NY insurance agent (see examples below) can help with your claims.

  • Travelers: Sluiter Agency Inc, 761 main street, Margaretville, NY, 12455
  • Allstate: J. N. Mason Agency, 65 w front street ext ste 1, Hancock, NY, 13783
  • Travelers: J Bramley & Associates Inc, 72 main st, Delhi, NY, 13753 607-746-2195
  • Allstate: J Bramley Asoc Inc, 72 main st, Delhi, NY, 13753 (607) 746-2195
  • Travelers: Nbt-Mang Insurance Agency, at nbt bank 723 main st, Margaretville, NY, 12455 845-586-5151

Your Background Impacts Your Home Insurance Quotes

Here is a list of Downsville, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $100 to $150,000 3 Pets, Smoker $210
Retired 600-649 Credit Score No Income No Pets, Smoker $440
Freelancer 700-749 Credit Score $75 to $100,000 1 Pet, Smoker $800