ogmer

Some really great indicators on Freetown, NY Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Freetown, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Freetown, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Freetown 3 Beds, 2 Baths, 1820 sqft $115,000 $80
Canastota 2 Beds, 1 Bath, 1,430 sqft $106,000 $67
Chemung 3 Beds, 1 Bath, 2,130 sqft $99,000 $58
Seneca Knolls 4 Beds, 1 Bath, 2,590 sqft $151,000 $92
Smithville 3 Beds, 2 Baths, 1,790 sqft $90,000 $46
Cayuga 4 Beds, 2 Baths, 1,860 sqft $92,000 $62
Sylvan Beach 2 Beds, 1 Bath, 1,120 sqft $92,000 $41
Montour Falls 3 Beds, 2 Baths, 1,680 sqft $85,000 $97
Lincoln 2 Beds, 1 Bath, 1,340 sqft $82,000 $78
Minoa 3 Beds, 1 Bath, 2,350 sqft $190,000 $127
Edmeston 3 Beds, 2 Baths, 2,290 sqft $116,000 $130
Cortland 3 Beds, 1 Bath, 1,760 sqft $120,000 $67
Brewerton 4 Beds, 2 Baths, 3,220 sqft $214,000 $172
Geddes 2 Beds, 1 Bath, 1,560 sqft $98,000 $44
Greens Landing, PA 4 Beds, 3 Baths, 2,520 sqft $177,000 $109
German 3 Beds, 2 Baths, 1,540 sqft $102,000 $65
Trumansburg 3 Beds, 2 Baths, 1,430 sqft $69,000 $53
Cayuga Heights 3 Beds, 1 Bath, 1,540 sqft $85,000 $108
Franklin 4 Beds, 2 Baths, 1,830 sqft $97,000 $75
Catlin 2 Beds, 1 Bath, 1,660 sqft $77,000 $67
Marathon 2 Beds, 1 Bath, 1,090 sqft $61,000 $82

If your Freetown, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Freetown:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
PHYSICAL DAMAGE $1,500
WATER DAMAGE $1,000

Your Freetown, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Bert C Mc Culloch, 2676 main st, Whitney Point, NY, 13862 (607) 692-3485
  • Liberty Mutual Independent: Cotterill Agency Inc, 78 north st, Dryden, NY, 13053 (607) 844-8555
  • Travelers: C J Strong Insurance Agency Inc, 26 n. main st, Cortland, NY, 13045
  • State Farm: Al Myers, 38 main st, Cortland, NY, 13045-2684 607-756-9969
  • Allstate: John Dermody, 3654 the park, Cortland, NY, 13045 (607) 756-4440

Your Background Impacts Your Home Insurance Quotes

Here is a list of Freetown, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $630
Full Time Job 750-799 Credit Score >$150,000 1 Pet, Non-Smoker $800
Unemployed 700-749 Credit Score <$25,000 No Pets, Non-Smoker $170