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Gain useful knowledge on Georgetown, NY Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Georgetown, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Georgetown, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Georgetown 2 Beds, 1 Bath, 1070 sqft $84,000 $62
Williamstown 3 Beds, 2 Baths, 1,260 sqft $77,000 $53
McDonough 5 Beds, 1 Bath, 1,580 sqft $81,000 $74
Freeville 3 Beds, 1 Bath, 2,150 sqft $142,000 $103
Fulton 2 Beds, 1 Bath, 1,220 sqft $96,000 $58
Smithfield 4 Beds, 1 Bath, 3,030 sqft $209,000 $182
West Winfield 3 Beds, 1 Bath, 1,510 sqft $111,000 $108
Lincoln 2 Beds, 1 Bath, 1,190 sqft $89,000 $42
Augusta 2 Beds, 1 Bath, 950 sqft $47,000 $54
Russia 5 Beds, 3 Baths, 4,760 sqft $291,000 $277
Verona 4 Beds, 3 Baths, 2,350 sqft $120,000 $87
Cleveland 2 Beds, 1 Bath, 1,310 sqft $101,000 $70
Ira 3 Beds, 2 Baths, 1,860 sqft $126,000 $62
Danby 4 Beds, 1 Bath, 2,370 sqft $139,000 $89
Western 5 Beds, 4 Baths, 3,650 sqft $188,000 $150
Oriskany 5 Beds, 4 Baths, 4,290 sqft $277,000 $187
Johnson City 3 Beds, 2 Baths, 2,280 sqft $130,000 $112
Onondaga 4 Beds, 3 Baths, 2,420 sqft $164,000 $110
Constantia 2 Beds, 1 Bath, 1,520 sqft $116,000 $76
Union 4 Beds, 2 Baths, 1,610 sqft $79,000 $34
Prospect 5 Beds, 3 Baths, 3,660 sqft $315,000 $147

If your Georgetown, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Georgetown:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000

Your Georgetown, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Gregory J. Ott, 1001 e genesee st, Chittenango, NY, 13037 (315) 687-9610
  • Liberty Mutual Independent: H G Ellis Agcy Inc, 72 albany st, Cazenovia, NY, 13035 (315) 655-9066
  • Travelers: Wilson Insurance Agency, 292 genesee st, Syracuse, NY, 13037 315-687-7211
  • State Farm: Mike Nichiporuk, 105 nelson st, Cazenovia, NY, 13035-1351 315-655-2886
  • Allstate: Skeele Agency Inc, 9 albany street 9 albany street, Cazenovia, NY, 13035

Your Background Impacts Your Home Insurance Quotes

Here is a list of Georgetown, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 1 Pet, Non-Smoker $1,020
Freelancer 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $980
Retired 800-850 Credit Score $25 to 50,000 2 Pets, Non-Smoker $810