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The issues listed mainly affect Coldspring, NY Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Coldspring, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Coldspring, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Coldspring 5 Beds, 4 Baths, 2080 sqft $123,000 $105
Foster, PA 3 Beds, 2 Baths, 1,480 sqft $93,000 $90
Caneadea 5 Beds, 1 Bath, 2,090 sqft $111,000 $82
Lakewood 5 Beds, 1 Bath, 1,760 sqft $82,000 $88
Jenks, PA 2 Beds, 1 Bath, 1,600 sqft $82,000 $87
Colden 4 Beds, 2 Baths, 1,940 sqft $89,000 $61
Collins 3 Beds, 2 Baths, 2,330 sqft $132,000 $151
Starbrick, PA 2 Beds, 1 Bath, 1,280 sqft $85,000 $53
Spring Creek, PA 2 Beds, 1 Bath, 1,030 sqft $55,000 $59
Alma 2 Beds, 1 Bath, 1,730 sqft $72,000 $110
Lyndon 2 Beds, 1 Bath, 1,330 sqft $79,000 $43
Sheffield, PA 3 Beds, 1 Bath, 1,940 sqft $102,000 $78
Pleasantville, PA 3 Beds, 2 Baths, 1,810 sqft $66,000 $39
Strykersville 3 Beds, 1 Bath, 1,910 sqft $102,000 $71
Machias 2 Beds, 1 Bath, 1,650 sqft $88,000 $55
New Albion 4 Beds, 1 Bath, 2,560 sqft $96,000 $78
Yorkshire 3 Beds, 1 Bath, 1,870 sqft $96,000 $75
Hume 4 Beds, 3 Baths, 1,770 sqft $110,000 $87
Keating, PA 3 Beds, 2 Baths, 1,420 sqft $79,000 $105
Roulette, PA 5 Beds, 1 Bath, 4,980 sqft $337,000 $187
Mayville 2 Beds, 1 Bath, 1,270 sqft $71,000 $44

If your Coldspring, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Coldspring:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $1,000
MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY $1,000
WIND $4,000

Your Coldspring, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Matthew E Kengersky Agency, 48 n kendall ave, Bradford, PA, 16701 (814) 368-8097
  • Liberty Mutual Independent: Labrozzi Insurance Group Inc, po box 927 bradford, West Bradford, PA, 16701
  • Travelers: Gray Insurance, 2 center street, Frewsburg, NY, 14738
  • State Farm: Ryan Callahan, 611 e main st, Bradford, PA, 16701-1841 814-368-4050
  • Allstate: The Weast Agency, 123 main st # 476, Salamanca, NY, 14779 (716) 945-3015

Your Background Impacts Your Home Insurance Quotes

Here is a list of Coldspring, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $500
Full Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,120
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Smoker $700