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This startling study about Hopewell Junction, NY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Hopewell Junction, NY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hopewell Junction, NY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hopewell Junction 3 Beds, 2 Baths, 1880 sqft $242,000 $177
Hillburn 4 Beds, 2 Baths, 2,980 sqft $662,000 $356
Philmont 4 Beds, 1 Bath, 2,320 sqft $339,000 $198
Pine Bush 3 Beds, 1 Bath, 2,060 sqft $296,000 $222
Shawangunk 3 Beds, 1 Bath, 1,260 sqft $189,000 $151
New Fairfield, CT 5 Beds, 1 Bath, 3,180 sqft $456,000 $187
Fishkill 5 Beds, 1 Bath, 3,550 sqft $403,000 $595
Butler, NJ 5 Beds, 3 Baths, 2,640 sqft $512,000 $251
Valley Cottage 5 Beds, 1 Bath, 3,750 sqft $450,000 $388
Harrington Park, NJ 5 Beds, 2 Baths, 4,620 sqft $408,000 $247
Waterbury, CT 3 Beds, 2 Baths, 1,380 sqft $198,000 $118
Fairfield, CT 5 Beds, 4 Baths, 3,840 sqft $672,000 $382
Egremont, MA 3 Beds, 1 Bath, 2,280 sqft $534,000 $246
Salisbury, CT 4 Beds, 2 Baths, 2,090 sqft $278,000 $221
Bloomingdale, NJ 3 Beds, 1 Bath, 2,290 sqft $318,000 $405
Montgomery 4 Beds, 1 Bath, 1,880 sqft $204,000 $217
Copake 4 Beds, 1 Bath, 3,230 sqft $647,000 $498
Port Jervis 5 Beds, 3 Baths, 2,480 sqft $335,000 $147
Dover Plains 5 Beds, 2 Baths, 1,640 sqft $292,000 $139
Viola 4 Beds, 1 Bath, 1,770 sqft $210,000 $126
Buchanan 5 Beds, 2 Baths, 2,640 sqft $472,000 $236

If your Hopewell Junction, NY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hopewell Junction:

Claim Typical Claim Amount
WATER DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $1,000
WIND $4,000

Your Hopewell Junction, NY insurance agent (see examples below) can help with your claims.

  • Nationwide: Jeanette Heredia-Wilkinson Agency, 2345 route 52 ste 1d, Hopewell Junction, NY, 12533 (914) 263-7427
  • Farmers: Fritzroy Francis, 807 broadway, Newburgh, NY, 12550 (845) 565-9186
  • Travelers: John Abrams & Associates Insurance Agency, 74 n plank rd, Newburgh, NY, 12550 845-565-7894
  • Liberty Mutual Independent: Marshall & Sterling, 10 main st, Poughkeepsie, NY, 12601 (845) 454-0800
  • Liberty Mutual: Errol Boreland, 900 route 376 suite m, Wappingers Falls, NY, 12590 1-845-471-6500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hopewell Junction, NY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $100 to $150,000 No Pets, Smoker $810
Unemployed 650-699 Credit Score No Income More than 3 Pets at home, Smoker $1,110
Retired 750-799 Credit Score No Income 3 Pets, Non-Smoker $260