In Depth Analysis of Amherst, New York Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Amherst, NY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Amherst | 2 Beds, 1 Bath, 910 sqft | $78,000 | $95 |
| Silver Creek | 2 Beds, 1 Bath, 1,780 sqft | $116,000 | $115 |
| Gaines | 3 Beds, 1 Bath, 1,740 sqft | $130,000 | $189 |
| Middleport | 3 Beds, 1 Bath, 1,390 sqft | $108,000 | $107 |
| Town Line | 4 Beds, 2 Baths, 2,820 sqft | $365,000 | $265 |
| Batavia | 3 Beds, 2 Baths, 1,490 sqft | $142,000 | $72 |
| University at Buffalo | 2 Beds, 1 Bath, 1,400 sqft | $178,000 | $66 |
| Arcade | 4 Beds, 2 Baths, 3,220 sqft | $214,000 | $155 |
| Eagle | 3 Beds, 2 Baths, 2,240 sqft | $189,000 | $168 |
| Attica | 4 Beds, 3 Baths, 1,890 sqft | $202,000 | $112 |
| Dunkirk | 4 Beds, 2 Baths, 2,110 sqft | $260,000 | $113 |
| Elma | 3 Beds, 1 Bath, 1,430 sqft | $124,000 | $71 |
| East Otto | 2 Beds, 1 Bath, 1,210 sqft | $117,000 | $73 |
| Pembroke | 3 Beds, 2 Baths, 2,290 sqft | $187,000 | $149 |
| Sanborn | 2 Beds, 1 Bath, 1,630 sqft | $112,000 | $81 |
| Clarence | 2 Beds, 1 Bath, 1,560 sqft | $135,000 | $63 |
| Boston | 2 Beds, 1 Bath, 1,360 sqft | $120,000 | $75 |
| Tuscarora Nation | 4 Beds, 1 Bath, 3,270 sqft | $362,000 | $399 |
| Gowanda | 3 Beds, 2 Baths, 1,240 sqft | $119,000 | $97 |
| Rapids | 2 Beds, 1 Bath, 1,600 sqft | $154,000 | $120 |
| Lockport | 3 Beds, 2 Baths, 1,590 sqft | $171,000 | $163 |
Here are some typical claims filed in Amherst:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $1,500 |
| PHYSICAL DAMAGE | $1,000 |
| MYSTERIOUS DISAPPEARANCE SCHEDULED PROPERTY | $1,000 |
Your Amherst, NY insurance agent (see examples below) can help with your claims.
Here is a list of Amherst, NY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 750-799 Credit Score | <$25,000 | More than 3 Pets at home, Non-Smoker | $940 |
| Part Time Job | 700-749 Credit Score | $25 to 50,000 | 2 Pets, Smoker | $1,220 |
| Full Time Job | 500-549 Credit Score | $25 to 50,000 | No Pets, Non-Smoker | $2,050 |