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Understand never seen data about Mcdermitt, NV Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in McDermitt, NV is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for McDermitt, NV & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
McDermitt 3 Beds, 1 Bath, 1520 sqft $154,000 $53
McDermitt 3 Beds, 1 Bath, 2,330 sqft $280,000 $105
Orovada 3 Beds, 2 Baths, 2,270 sqft $180,000 $61
Paradise Valley 2 Beds, 1 Bath, 1,690 sqft $113,000 $54
Fort McDermitt 3 Beds, 2 Baths, 2,020 sqft $184,000 $43
Golconda 3 Beds, 1 Bath, 1,310 sqft $97,000 $33

If your McDermitt, NV home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in McDermitt:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $29,000
WATER DAMAGE $7,500
FIRE $41,500

Your Background Impacts Your Home Insurance Quotes

Here is a list of McDermitt, NV homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $120
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $320
Full Time Job 800-850 Credit Score $50 to $75,000 No Pets, Smoker $1,100