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This startling study about Topaz Lake, NV Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Topaz Lake, NV is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Topaz Lake, NV & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Topaz Lake 2 Beds, 1 Bath, 1140 sqft $81,000 $36
Sunnyside-Tahoe City, CA 2 Beds, 1 Bath, 1,640 sqft $246,000 $69
Gardnerville Ranchos 2 Beds, 1 Bath, 1,010 sqft $95,000 $43
Crystal Bay 2 Beds, 1 Bath, 1,080 sqft $100,000 $32
Ruhenstroth 2 Beds, 1 Bath, 1,150 sqft $124,000 $56
Minden 2 Beds, 1 Bath, 1,360 sqft $163,000 $46
Johnson Lane 3 Beds, 2 Baths, 2,140 sqft $192,000 $80
Lake Tahoe, CA 3 Beds, 1 Bath, 1,730 sqft $283,000 $38
Lakeridge 3 Beds, 1 Bath, 1,750 sqft $211,000 $74
Walker Lake 2 Beds, 1 Bath, 1,690 sqft $136,000 $74
Incline Village 3 Beds, 2 Baths, 2,170 sqft $283,000 $83
Smith Valley 2 Beds, 1 Bath, 1,320 sqft $123,000 $50
Pine Nut 2 Beds, 1 Bath, 1,630 sqft $197,000 $68
Dollar Point, CA 3 Beds, 1 Bath, 1,670 sqft $227,000 $91
Hawthorne 2 Beds, 1 Bath, 1,460 sqft $127,000 $62
Minden 3 Beds, 1 Bath, 2,120 sqft $292,000 $106
Topaz, CA 3 Beds, 2 Baths, 1,840 sqft $180,000 $77
Glenbrook 2 Beds, 1 Bath, 1,500 sqft $177,000 $62
Dayton 2 Beds, 1 Bath, 1,330 sqft $145,000 $47
Genoa 2 Beds, 1 Bath, 900 sqft $100,000 $36
Bridgeport, CA 2 Beds, 1 Bath, 1,360 sqft $189,000 $53

If your Topaz Lake, NV home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Topaz Lake:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
DOG BITE (LIABILITY) $11,000
FIRE $41,500

Your Topaz Lake, NV insurance agent (see examples below) can help with your claims.

  • Allstate: Kirk Bodenstein Ins, 1532 us hwy 395 s ste 114, Gardnerville, NV, 89410 (775) 782-3030
  • Liberty Mutual Independent: Ferguson Leavitt Insurance Agency, 1622 hwy 395 #101 , Minden, NV, 89423

Your Background Impacts Your Home Insurance Quotes

Here is a list of Topaz Lake, NV homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $50
Unemployed 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $250
Freelancer 750-799 Credit Score $100 to $150,000 No Pets, Smoker $380