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In Depth Analysis of Zephyr Cove, NV Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Zephyr Cove, NV is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Zephyr Cove, NV & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Zephyr Cove 4 Beds, 3 Baths, 2330 sqft $803,000 $237
Golden Valley 3 Beds, 1 Bath, 2,310 sqft $619,000 $168
Lakeridge 2 Beds, 1 Bath, 1,130 sqft $316,000 $79
Back County, CA 2 Beds, 1 Bath, 1,110 sqft $278,000 $126
Truckee, CA 4 Beds, 1 Bath, 2,850 sqft $970,000 $264
North Valleys 2 Beds, 1 Bath, 1,100 sqft $268,000 $80
Pollock Pines, CA 4 Beds, 1 Bath, 2,150 sqft $369,000 $213
Markleeville, CA 4 Beds, 2 Baths, 3,010 sqft $546,000 $137
Spanish Springs 4 Beds, 1 Bath, 2,760 sqft $533,000 $199
Sunnyside-Tahoe City, CA 3 Beds, 1 Bath, 1,630 sqft $293,000 $154
Sierra Brooks, CA 3 Beds, 2 Baths, 1,450 sqft $379,000 $70
Stagecoach 3 Beds, 2 Baths, 1,250 sqft $283,000 $81
Washoe Valley 2 Beds, 1 Bath, 1,470 sqft $301,000 $92
Dollar Point, CA 2 Beds, 1 Bath, 990 sqft $193,000 $95
Cold Springs 2 Beds, 1 Bath, 1,000 sqft $304,000 $76
Zephyr Cove 2 Beds, 1 Bath, 1,010 sqft $156,000 $61
Verdi, CA 4 Beds, 3 Baths, 2,210 sqft $577,000 $158
El Dorado, CA 4 Beds, 1 Bath, 2,160 sqft $664,000 $192
Floriston, CA 2 Beds, 1 Bath, 1,180 sqft $265,000 $99
Kirkwood, CA 4 Beds, 2 Baths, 3,130 sqft $620,000 $203
Sattley, CA 3 Beds, 2 Baths, 2,370 sqft $558,000 $218

If your Zephyr Cove, NV home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Zephyr Cove:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $16,500
DOG BITE (LIABILITY) $11,000
THEFT/BURGLARY $3,000

Your Zephyr Cove, NV insurance agent (see examples below) can help with your claims.

  • Nationwide: Kitchen Insurance Services Llc, 301 e william st, Carson City, NV, 89701 (775) 887-9800
  • Farmers: Lauren Chamberlain Lutcf, 3250 retail dr ste 120, Carson City, NV, 89706 (775) 882-5222
  • Travelers: Richard Thomson Insurance Brokers, 2311 lake tahoe blvd ste 7, S Lake Tahoe, CA, 96150 530-541-8511
  • Liberty Mutual Independent: Bibee & Associates, 411 w third st, Carson City, NV, 89703 (775) 883-2932
  • State Farm: Bret Andreas, 810 n nevada st, Carson City, NV, 89703-3933 775-883-6363

Your Background Impacts Your Home Insurance Quotes

Here is a list of Zephyr Cove, NV homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score No Income More than 3 Pets at home, Non-Smoker $560
Part Time Job 500-549 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,200
Freelancer 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $930