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Great Hernandez, NM Home Insurance Rates Indicators

Some really great indicators on Hernandez, NM Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Hernandez, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hernandez, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hernandez 4 Beds, 2 Baths, 2490 sqft $204,000 $89
Gallina 2 Beds, 1 Bath, 1,520 sqft $97,000 $38
Los Luceros 3 Beds, 2 Baths, 2,370 sqft $173,000 $64
Chamisal 3 Beds, 2 Baths, 1,310 sqft $110,000 $36
Zia 2 Beds, 1 Bath, 1,100 sqft $69,000 $22
Cuyamungue Grant 4 Beds, 1 Bath, 1,690 sqft $99,000 $44
Vadito 3 Beds, 2 Baths, 1,410 sqft $86,000 $56
Tres Piedras 3 Beds, 1 Bath, 2,020 sqft $113,000 $67
Espanola 4 Beds, 2 Baths, 3,040 sqft $231,000 $103
Chili 3 Beds, 1 Bath, 1,380 sqft $120,000 $28
Nambe 2 Beds, 1 Bath, 940 sqft $76,000 $28
Cochiti Lake 4 Beds, 1 Bath, 2,550 sqft $146,000 $58
El Valle de Arroyo Seco 4 Beds, 3 Baths, 2,600 sqft $165,000 $87
Chimayo 2 Beds, 1 Bath, 1,350 sqft $84,000 $43
Velarde 3 Beds, 1 Bath, 2,300 sqft $221,000 $83
Rio Lucio 3 Beds, 2 Baths, 2,150 sqft $134,000 $43
Los Alamos 3 Beds, 2 Baths, 2,150 sqft $119,000 $51
Ponderosa 3 Beds, 2 Baths, 1,980 sqft $164,000 $90
Hernandez 2 Beds, 1 Bath, 1,020 sqft $89,000 $22
El Duende 2 Beds, 1 Bath, 1,610 sqft $125,000 $50
Pecos 4 Beds, 1 Bath, 2,810 sqft $151,000 $47

If your Hernandez, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hernandez:

Claim Typical Claim Amount
THEFT/BURGLARY $500
WIND $4,500
FIRE $17,000

Your Hernandez, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Jemez Agency Inc, 2610 trinity dr 6, Los Alamos, NM, 87544 505-662-5181
  • State Farm: Manuel Valdez, 1227 n railroad ave ste b4, Espanola, NM, 87532-3149 505-747-7770
  • Farmers: Kathy Steck, 1362a trinity dr, Los Alamos, NM, 87544 (505) 662-2545
  • Allstate: Dennis Rivera, 416 n riverside dr ste b, Espanola, NM, 87532 (505) 753-3133
  • Liberty Mutual Independent: El Valle Ins Agency, 919 n riverside dr, Espanola, NM, 87532 (505) 753-3185

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hernandez, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score <$25,000 1 Pet, Smoker $430
Freelancer Up to 499 Credit Score >$150,000 No Pets, Non-Smoker $240
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $60