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Read amazing research on Bayard, NM Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Bayard, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bayard, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bayard 4 Beds, 1 Bath, 2850 sqft $201,000 $65
Hurley 2 Beds, 1 Bath, 1,120 sqft $72,000 $43
San Lorenzo 2 Beds, 1 Bath, 1,320 sqft $118,000 $26
Mountain View 2 Beds, 1 Bath, 1,060 sqft $98,000 $33
Deming 2 Beds, 1 Bath, 1,780 sqft $86,000 $36
Sunshine 4 Beds, 3 Baths, 2,580 sqft $160,000 $67
White Signal 3 Beds, 1 Bath, 2,050 sqft $165,000 $50
Arrey 2 Beds, 1 Bath, 1,790 sqft $128,000 $54
Ventura 3 Beds, 1 Bath, 1,660 sqft $125,000 $55
Faywood 3 Beds, 1 Bath, 1,800 sqft $99,000 $38
Mimbres 3 Beds, 1 Bath, 1,430 sqft $109,000 $45
Santa Rita 3 Beds, 1 Bath, 1,500 sqft $138,000 $30
Glen Acres 2 Beds, 1 Bath, 1,780 sqft $102,000 $37
Silver City 3 Beds, 1 Bath, 1,810 sqft $87,000 $41
Trout Valley 4 Beds, 2 Baths, 2,380 sqft $155,000 $65
Winston 2 Beds, 1 Bath, 1,570 sqft $104,000 $45
Tyrone 4 Beds, 3 Baths, 1,910 sqft $70,000 $35
Pinos Altos 4 Beds, 3 Baths, 3,350 sqft $240,000 $86
Hurley 2 Beds, 1 Bath, 1,610 sqft $79,000 $37
Buckhorn 3 Beds, 2 Baths, 1,930 sqft $132,000 $23
Truth or Consequences 4 Beds, 1 Bath, 2,080 sqft $112,000 $53

If your Bayard, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bayard:

Claim Typical Claim Amount
PHYSICAL DAMAGE $1,500
OPTIONAL COVERAGE LOSSES $500
THEFT/BURGLARY $500

Your Bayard, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Carson Insurance Agency Inc, 601 e 19th st , Silver City, NM, 88061
  • State Farm: Chuck Johnson, 1 ranch club rd, Silver City, NM, 88061-7862 575-538-5321
  • Allstate: Leavitt Group Southwest Inc., 106 w 13th st, Silver City, NM, 88061 (575) 388-1555
  • Liberty Mutual Independent: Insurance First, 217 n bullard st , Silver City, NM, 88061
  • Farmers: Gabriel Ramos, 502 silver heights blvd, Silver City, NM, 88061 (575) 388-1969

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bayard, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income 2 Pets, Smoker $280
Freelancer 800-850 Credit Score $50 to $75,000 No Pets, Non-Smoker $380
Part Time Job 700-749 Credit Score <$25,000 3 Pets, Smoker $80