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Cuba, NM Home Insurance Rates - What Drives It?

The variables explained here drive your Cuba, NM Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Cuba, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cuba, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cuba 2 Beds, 1 Bath, 1330 sqft $79,000 $36
Crownpoint 2 Beds, 1 Bath, 1,560 sqft $114,000 $34
Paguate 4 Beds, 2 Baths, 2,620 sqft $251,000 $66
Corrales 4 Beds, 1 Bath, 1,900 sqft $156,000 $37
Cuba 4 Beds, 2 Baths, 3,290 sqft $201,000 $44
Jemez Springs 3 Beds, 2 Baths, 2,230 sqft $148,000 $54
Regina 3 Beds, 1 Bath, 1,250 sqft $84,000 $35
San Luis 4 Beds, 3 Baths, 3,140 sqft $215,000 $59
Nageezi 4 Beds, 3 Baths, 2,660 sqft $182,000 $86
Zia Pueblo 3 Beds, 1 Bath, 1,530 sqft $142,000 $52
San Mateo 2 Beds, 1 Bath, 1,470 sqft $108,000 $33
Bernalillo 2 Beds, 1 Bath, 1,740 sqft $182,000 $43
Santo Domingo 3 Beds, 2 Baths, 1,350 sqft $115,000 $43
La Cueva 4 Beds, 3 Baths, 2,680 sqft $199,000 $56
Pueblo Pintado 4 Beds, 2 Baths, 2,190 sqft $133,000 $52
Paradise Hills 2 Beds, 1 Bath, 1,610 sqft $122,000 $34
Coyote 4 Beds, 3 Baths, 3,260 sqft $262,000 $78
Bibo 4 Beds, 3 Baths, 1,730 sqft $107,000 $46
Zia 2 Beds, 1 Bath, 1,450 sqft $134,000 $39
Santa Ana Pueblo 4 Beds, 2 Baths, 2,060 sqft $119,000 $43
Cannon 3 Beds, 1 Bath, 1,450 sqft $162,000 $45

If your Cuba, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cuba:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $500
FIRE $17,000
PHYSICAL DAMAGE $1,500

Your Cuba, NM insurance agent (see examples below) can help with your claims.

  • Farmers: Raymond Mckinney, 2105 golf course rd se ste a, Rio Rancho, NM, 87124 (505) 892-4313
  • Travelers: Atencio Agency Inc, 51 jemez canyon dam rd ste 103a, Bernalillo, NM, 87004 505-463-9511
  • State Farm: Jason Chandler, 12 unser blvd se ste j, Rio Rancho, NM, 87124-6300 505-896-6939
  • Allstate: Melnick Ins Agency, 555 oppenheimer dr ste 102, Los Alamos, NM, 87544 (505) 662-4363
  • Liberty Mutual Independent: Adv Insurance Agency Llc, 557 oppenheimer dr ste 101, Los Alamos, NM, 87544 505-662-8973

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cuba, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $80
Retired 700-749 Credit Score $25 to 50,000 3 Pets, Non-Smoker $320
Unemployed 550-599 Credit Score <$25,000 No Pets, Non-Smoker $660