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Fantastic Ruidoso, NM Home Insurance Rates Info

This fantastic information on Ruidoso, New Mexico Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Ruidoso, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ruidoso, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ruidoso 4 Beds, 3 Baths, 3320 sqft $226,000 $95
Ruidoso 3 Beds, 1 Bath, 1,300 sqft $172,000 $59
Ruidoso Downs 2 Beds, 1 Bath, 1,470 sqft $162,000 $30
Mescalero 2 Beds, 1 Bath, 1,540 sqft $115,000 $48
Nogal 2 Beds, 1 Bath, 1,180 sqft $100,000 $52
Bent 2 Beds, 1 Bath, 1,250 sqft $181,000 $36
Hondo 4 Beds, 2 Baths, 2,070 sqft $227,000 $47
Carrizozo 3 Beds, 2 Baths, 2,230 sqft $224,000 $126
Twin Forks 2 Beds, 1 Bath, 1,780 sqft $113,000 $53
Cloudcroft 3 Beds, 2 Baths, 1,650 sqft $160,000 $97
Capitan 2 Beds, 1 Bath, 1,350 sqft $155,000 $63
High Rolls 2 Beds, 1 Bath, 1,420 sqft $181,000 $54
Mayhill 2 Beds, 1 Bath, 1,180 sqft $156,000 $65
La Luz 4 Beds, 2 Baths, 2,830 sqft $255,000 $73
Tularosa 3 Beds, 1 Bath, 2,290 sqft $182,000 $89
Weed 4 Beds, 3 Baths, 3,170 sqft $287,000 $80
Sacramento 3 Beds, 1 Bath, 1,630 sqft $119,000 $56
Chaves 2 Beds, 1 Bath, 1,720 sqft $169,000 $53
Boles Acres 3 Beds, 2 Baths, 1,770 sqft $190,000 $35
Holloman AFB 3 Beds, 1 Bath, 1,390 sqft $162,000 $61

If your Ruidoso, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ruidoso:

Claim Typical Claim Amount
THEFT/BURGLARY $1,000
WIND $5,000
FIRE $20,500

Your Ruidoso, NM insurance agent (see examples below) can help with your claims.

  • Farmers: Glen Cheng Csp, 500 mechem dr ste a, Ruidoso, NM, 88345 (575) 257-7878
  • Travelers: Family Insurance Associates Inc, 456 a mechem dr, Ruidoso, NM, 88345
  • State Farm: Greg Carey, 510 mechem dr, Ruidoso, NM, 88345-6907 575-257-5366
  • Allstate: High Country Agcy, 706 mechem dr, Ruidoso, NM, 88345 (575) 257-4651
  • Liberty Mutual Independent: High Country Agency Inc, 706 mechem dr, Ruidoso, NM, 88345 (575) 257-4651

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ruidoso, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $640
Freelancer Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $70
Retired 650-699 Credit Score No Income 1 Pet, Smoker $790